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201Q08224 Borrower shall promptly discharge any lien w�ti.ch �as priority over this Security Ins�t ut�less Borrower: (a) agrees in writing to thc payment of the obligation secured by the lien in a manner acceptable to Lender, but only so long as Barrawcr is perfornling such agre�nent; (b) cvntests the lien in good faith by, or defends against enfaroement of the lien in, legal proceedings wluch in Le�ader's opinion operate to prevent the enforceu�ent af the lien while those proceedings are pending, but only until such proceedings are concluded; or (c) secutes fram the holdez of the lien an agrecm�nt satisfactory to Y.ender subordinating the lie�n to t�is Se�urity Instrum�ent. If I.ender detenQaines that any part af the Praperty is subject to a lien which can attain priority over this Security Instrument, T_ender may give Borrower a notice ident�:fying tla�e lien. Within 1p daya of the date on which that notice is given, Borrower shall satisfy the licn or ta,lae one or more of the actions set forth abave im this Section 4. L.ender may require Borrower to pay a one-time c.�arge for a real estate taz verification and/pr reportin8 service used by �.ender in connection with this Loan. S. Property Insurance. Bornovver shall ke.ep t&e improveu�ents nov�+ existing or hereafter erected on t�e PropeRy iun�,sured against loss by fire� hazards included within the term "exte�ed correrage," and any other hazards including, but noC limited to, earthqual�s and floods, for which Lender requires insrxrance. This insurance shall be m�aintained in the amounts (including deduciible levels) and for the periods that L.ender re�quires. What Lender requires pursuant to the preceding se�atences can c.han�e during the terna of the Loan. The ins�u�ance carrier providing the insurance shall be chasen by Borrower subject to Lender's right w disapprove Borrovver's choice, which right shall not be cxercise� unreasonably. Y.ender may reyuire Hormwer to pay, in connection with tlus Loan, eicher: (a) a one-time charge far fldod zone determination, certification and tracking services; or (1�) a on�-titne charge for flood zonc detearminad�n and c�rCi�ication services and subsec�uent charges eac�x time remappings or similar c.�anges occur which reasox�ably n�ight affect such d�ternaia�atian or ce�rkification. Borrawe�r shall alsa be responsible for the payment of any fe�s i�osed by the Federal F.noe�rgency Management Ageacy in connection with the review of any flood zor�c determinarion resulting fyrom an objection by Borrower. If Horrower fails W maintain auy of the coverages described above, Lender may obt�ain insuxatue coverage, at Lender's option and Horrower's ea�pense, Le�dcr is under no obligation to purchase any particular type or amnunt of coverage. Therefore, such coverage ahall cover �.ender, but might or might not protect Borrower, &mrower's equity in ihe Praperty, or the oonteats of the Property, against any risk, hazard ar liability and might provide greater ar lesser covcrage thari was previausly in cffect. Borrower acknawledges t�at the cost of thc insurmnce coverage so obtaine� might sigaificantly exceed the r.ost af insurance that Borrowe�r could have obtaine�. Any amounts disbut�sed by Lender undea this Section S shall become additional debt of Horrovver secured by Chis Sacurity InsGtvtt�nt. These a�ounts shall bear intet��ct at the Nate rate frnm the date of disbursemex�t and shall be payable, with s�u� ix�ter�est. upon notic� fram L�ender ta Horrowcr rec1�8 PaY�• Ail insura� policies raquired by I.e�der ana renewals of such policies shall be subject to Leaaae�r's rigb,t W disappmve such policies, shall include a standard mortgage clause, at�d sb�ll natne I.ender as mortgagee and/or as an additional loss payee. Lender shall have the right to hold the polici� and ren�ewal certi�'icates. If Lender requires, Borrower shail promPUY 8ive ta Lestder all rereipts of paid praniurns and ren�ewal natices. If �orarowcr obtains any form of insurance covBragc, �t oChervv�se require� by Lender, far damage to, or deswction of, the Prop�rty, auct� policy shall include a standard �rtgage clause and shall nana�e Lender as mortgagee anui/or as an acl�ditional lass PaYee- In the event of lass, Bonrower shall give prompt notice w the insuranoe carrier and Lender. L,endcr may make proof of loss if �uot nnade px+omPt1Y bY BOrrovv�r. []nless L,ender and Bornower otherwise agree iun writing, any � pnoceeds, whether or rtot the underlying in� was required by I.exider, shall be applied to restora�ian or repair of the Property, if the resWration or repair is economically fcasible and Lender's security is not lessea�ed. During such re.pair and restoratian period, Len�der shall have the right to hold such inauraz►c�e proceeds nntil L.ender laas taad an opporiunity to inspect such Property to ensure the NEBRASKA - 5ingle Family - Fannio M�r/Fnddis Mac UNIFORM INSTRUMEM' �-B�NE) (oet t 1 Paa« a�t � s i�wiw.: Fwm 8028 7/01