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<br /> --�_'_.������'_��{� ADJUSTABLE RATE RIDER 92.,,� ia�,� _
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<br /> �������`A=ili� ��•+_'��� 11 Yar T�euury Inda•Rate C�p,)
<br /> A=`r�°"��.4':�. �: THISAPJUSTARbNRf11T�:R�1�'RR is111adelhls AP IL �1992._...
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<br /> _:,r'���.�a,.,x, ti;y� �nd 1�incorponue1l Mt��+t41 Sf1t�t A�t►4t�nmed�o uncnd�nd wpplement the Mono�Qe.Deed at Truu.or Securfiy L)eed phc"Secutliy Inttrumem"1 a --,--�
<br /> � '' - :-:,- ' •�he same due�,irtl�bv tht u�tr�Jimtd I�he"ea�rowet")�o cecure Bonower'�Adjust�6k Rate Nale Ithe"Note"1 a F1Q�E_F��LISiIlA['1Q +E�-..:r:-
<br /> �' °.. � ., �, descHbed In the S�curfty In�trumenl ond laewed u: �.'�"'�:` •��
<br /> �Q Nhe l+a1AtI.liafilhR�dae�nd coverin�ihe propenY
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<br /> ��;.�i�„``. 4��1 CALVIN DRIUE GP.AND ISLAND, NEBRASKR 688 �
<br /> �}y;,,t;��r� ' (Property Address) °'"'"
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<br /> d-� • .� , �iQ�. TMU nole coaulm pro�Won dlowin�tor clu��{a 1�mY I�lerat nu ard my manlbly �y_.
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<br /> p�yee�u.TMb�ot�dao p�ails tYe a�aapnt my fMl�ral mte c�s e����e�t��y one Ilme�ad ,,�.�;,;
<br /> ..,. : ::�.y.=. . dw IYe�hiauqn Iu�d tYe m�lmu�n nte 1 mwl p�ri �_t:r�.��-a_--
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<br /> —''- .� • . .� `�i�` aoreements made in the Secu�ity Inatn�meM,Borrower and Lendar _y --. �
<br />-��� .i•����;�lir:'`';(�`d�g��r���?,'•;r�'i`; ADDITIONAL CUVBNANTS.In addit�on to the eavanenn anA -�-�—
<br /> ��.��'+ -ii.1� 5 a. -. .��....�
<br /> � �at'� ,��'�'r d ��: t, - -
<br /> � t,, � l��l�; �,�, tunher rnvenam Nnd a�rce as follaws:
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<br /> ��.. .,��.,:�,y:�.,,. • A. IN7'FREYiT RA7'E ANQ MONTHLY PAYMF�ITO AN(iF:9 �. .v.
<br /> ';� ' � 'Il�o Note provida for an initial intercst rate of a• �.Secllon 4 ot the Note provida tor cqanoa in lAa inlara�t rate and the
<br /> v��— `• monlhlY P+►Ymentt.u fallows:
<br />`., � •^� 1, JNTBREST RATE AND MONTHL Y PAYMENT CHANOES - ° �• �
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<br /> The latarat ratt 1 wfll p�y may chm�c an�he tir��d�Y of _. .mAY ._ --.----- - - •��93--�o�on�ha�d�y every
<br /> ., • ' _�_,_man�hs IhKafur.�ach dno un whicA my fn�e�at n��coald ch�n�o i�cNkd�"Chan�e Ua�e." _
<br /> OI TM I�de� �;__.,
<br />, „ Be�lnnin�wUh Ihe fln�Chm�e pwle,my inlarat���e wlll he I+�sed on an Indcx.The"IndeK"i�Ihe wakiy rvera{e ykld an Unfled Sules
<br /> Trasury�ocurlUe��dju�ted Io a com��n�ma�ud�y ot 1 year,o�made Awflable by�he Fedaal Reserve Ba�d.The most receo�Index(iQuro ��-=-"""
<br /> ,, : •�••--
<br /> � • � wdlabl�w of lhe date 45 d�ya before each Ch�n�e Date is calkd Ihe•'Currrnt Indea." � � -
<br /> ° . It�he Index is na lon4er�vailable,tho Note Holder wlll choox a new iodoa which Is baxd upon compuable inform�tion.The Nate __ - -
<br /> � Holder wlll 41ve me nollce ot thfs choke. - -
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<br /> '�:'- - (C) GkaUqo�ot Cf���a �-�
<br /> Before each Ch�n�a Data,thr Note Hdder will cakula�a my new interest rate by edJin�T��� AN9 ONE-HALF percemaQe ���•;��-
<br /> „ ��„�i� ��__�Vi)to�he Current Index and rounding to the nearest 1/Bth oi 1 n�,subjrct lo the Ilmiu stated in Section 4(D)below. -- _
<br /> Thfs rounded amount will be my new interest rate until the next Change Date. `' �
<br /> The Note Holder will then determine thc omount oi the manlhly payment thut would be sufficient to repey in full the principel 1 am �
<br /> expated to owe on tlu►t Change Datc in substentially equal paymcnts by the mawrity date at my new interes�rata Tha rcsult of thic calculation -�
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<br /> wi11 be the new amounl af my monthly payment. '�"�;;�.:_
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<br /> •�5•'�� (DI URIIIfOAIAk�pIWitCI1�11Qt9 ,;,ij;f'•`:�� , —
<br /> � The interest rate I am required to pay at Ihe firtit Change Date wlll nn1 be grealer than 8•00 T�leas than ;.�.: ;.•.•��,
<br /> 7�.Thercafter,my interes�rata wNl nevcr be increased or decreased on any single Change Uate by marc t han � � � •�
<br /> -, , Z � from the rate of in�erest I have been puying for the preccding�welve month..11:m nimum inleresl raleon Ihis loan will nev¢r be �; �e.'�;:;:�ti�
<br /> less�han 4.00 h•and�hc maximum Interes�ratc will never be Yrcater than �� �e. �� � , ;"''
<br /> . ..Il�erl
<br /> ° � «► r:rr��i��ua��or cn�naa
<br /> •!���^. My new interest rate will 6ecome effcclivc on each Changc DAte.I will puy ihc umouni of my new momhly payment beQinninQ on the fint � , .„
<br /> �a���?.,_-- .
<br /> ':"E. • monthly paymcnt date after the Chanpe Dale unUl lhe amount of my monlhly payment chenQes again. r --
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<br /> , ^ � (F1 Notice ot CArnQea '�:��q��'0�""
<br /> ' The Note Holder will mail or dellver to me a notice beforc each Chanpe Da�e.The notice wlll advlse me of: .i..•:a`-;:;Y
<br /> . J (i) the new Interes�rate on my loan as of the Change Da�e; ' •�� 't��`�^�
<br /> • (ii) the amount of my monthly paymmt following the Change Date; t +.�"�����
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<br /> . (Ri) any additfonal matters which the No�e Holder Is reyuired to disclose;and �`r.�+�.;:���� w;:
<br /> • • (iv) the address of 1he aasceialbn you could contacl re�ardin4 eny ques�ions ebout Ihe adjustment nolice. <t:'��•" `��'���_•�
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<br /> , � B. CHARG[St LIENS ..
<br /> • Uniform Covenant 4 oP the Securfty lnurument fs amended to reod as follows: � ,
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<br /> � 4. ChuQai I.len�.Borrower sh�ll pay aU taxes,essessments,and other charges,fines,and impositions atufbutable lo the Property which may s�. .; ,
<br /> �ttaln a prfority over�his Securi�y Instrument,and kosehold payments oP ground rents,{P any,in�he manner provlded rnder paragraph 2 hereof �
<br /> '� or,ff not paid In such manner,by&►rrower making payment,when due,dfrectly�o ihe payee�hereof.Borrower ahall promptly furnish Lender '
<br /> all noticea of omounls due under this para4raph,and fn the event Borrower chall make payment directly,Borrower shall promptly furnish to .
<br /> , � Lender receipta evidencing such paymen�s. Borrower shall promp�ly dfscharge any licn which hus priority over this 5ecuri�y Inslrument;
<br /> however,Borrower shall not bc requfred to dlschargc uny such lien so long as Horrower: 1u1 gh�ll agra in writina to ihc paymen� of 1hc
<br /> obll�atlon secured 6y such lien in the munner acceptable to Lender,(b)shnll in gaxi faith concect wrh licn hy,or Jet"end agomst enforcemeM of
<br /> • such Ilen in,legul proceeclings which in�he opfnion of l ender��pera�e�u prevrm�hc enforcemen�of thc lien or forfei�ure of�he Properly or uny
<br /> pad thereof;or(c)sholl securc from the holder of'wch Ikn an agreemen� in u form snti�fuc�ory to I.ender subordlnaUna such Ilen to�hia ,
<br /> �
<br /> Security Instrument.
<br /> .�_._��_ ..c.w.u........�„..auh�r.•1 tn A I�en whfch mnv attum u nrwritv ovcr ihi�Securily In+trurnent,
<br /> ---- - '-. 11 LCIIYCI YCIGIIiIIIIia�����o��vi u�i�j.w::... .... ..���..� . . .
<br /> Lender shall give Burrower u nouce fdentf(ying such hen.Borrower shull sutisfy+uch Ilen or toke one or more uf the uctlons set for�h�bove ,
<br /> � within ten days oi the givina o(ihe notice.
<br /> C. NOTICE
<br /> � Unlform Covenanl 14 of�he Security Instniment is umcndcd�o rcLd uti follows:
<br /> 1�. No1ke.Except for any noticc required under opplicablc law lu be gi��en in another munner,lal any n�mce u�N�ttrower pnwtded tor m�his
<br /> Securily Instrument shall be given by delWering It or by mailing i1 by lirst clati�moil a�B��rmwer a�the 1'roperq�AJdre�+ur•rt wch W hrr aJdres+ �
<br /> as Borrower may designnce My notice�o Lender a+pro��Jr•1 hrrein,and Ih)un>�notice to I.endcr.hnll be gi�en hy lin[ da+ti mofl to I.endrr'.
<br /> ' address stated herefn or�o surh uther addre+s as l.endr� ���.�Y Jetiignnle hy nutice tn Borrower n.pru�iJeJ herri n.Any�notice pro�iJrJ f��r in thii
<br /> Security Instrumont shall kfc deemed�o ha��e heen given rt�Norrowcr or Lrnder when En�en in the munner dcsignutcci herein. "
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