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2oioasis� TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agraaments under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall : [Type oi Recording Jurisdiction] [Name of Recording Jurisdiction] Lot One (1), Goodrich Third Subdivision, in the City of Grand Island, Hall County, Nebraska. which currently has the address of Grand Island �cn�� 1410 Geddes St [Street] , Nebraska 68801 (Zip Code] ("Property Address"): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and �xtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrurnent. All of the foregaing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully saised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. TkIJS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variatians by jurisdiction to constitute a uniform security instrument covering real property. NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT Fqrm 3028 1/01 � Laser Forms Inc. (800) 446-3555 LFI#FNMA3028 4/02 Page3 of 13 Irliti8lS: