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2oioogis4 <br />(F) "Property" means the praperty that is described below under the heading "Transfer of Rights in the <br />Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />n Adjustable Rate Rider ❑ Condominium Rider n Second Home Rider <br />0 Balloon Rider n Planned Unit Development Rider n 1-4 Family Rider <br />0 Biweekly Payment Rider n V.A. Rider <br />0 Other(s) [specify] <br />(n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and arders (that have the effect af law) as well as all applicable final, <br />non-appealable judicial opinions. <br />(J) "Community Association Dues, �'ees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners association <br />or similar arganization. <br />(K) "Electronic Funds 'i"ransfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is r�ot limited to, point-of-sale transfers, automated teller rnachine <br />transactions, transfers initiated by telephpne, wire transfers, and automated clearinghouse transfers. <br />(L) "Escrow Ntc�ns" means those items that are dascribed in Section 3. <br />(M) "Miscellaneaus Proceeds" means any compensation, settlement, award of damages, or proceeds paid by <br />any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage <br />to, or destruction of, the Property; (ii) condemnation or other takin� of all or any part of the Property; (iii) <br />conveyance in lieu of condemnation; or (iv) misrepresentations of or omissions as to, the value and/or <br />condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the <br />Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the <br />Note, plus (ii) any amounts under Section 3 ofthis Security instrument. <br />(P) "RESPA" meatts the Real Estate Settlement Procedures Act (12 U.S.C. � 2G01 et seq.) and its <br />implernenting regulation, Regulation X(24 C.F.R. Part 3500), as they might b� amended from time to time, <br />or any additional or successor legislation or regulation that governs the same subject matter. As used in this <br />Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in r�gard to a <br />"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" <br />under RESPA. <br />(Q) "Successor in Interest of Borrower" means any pariy that has taken title to the Property, whether or not <br />that party has assumed Borrower's obligations under the Note and/or this Security Instrument. <br />NEBRASKA- 5ingle Family - FannieMae/FreddieMac UNIFQRM INSTRUMENT <br />Form 30281/p1 <br />Laser Forms Inc. (800) 446-3555 <br />LFI#FNMA3028 4/02 Page2 of 73 Initials: � <br />