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. <br />/Ol000�02 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />���� " (Seal) <br />Norman R. Krolikowski -aorrower <br />, <br />(Seal) <br />SBnclyd M. Kr011kOwski -Borrower <br />(Seal) <br />-Borrower <br />(S2al) <br />-Borrower <br />[Space 8elow Thls Llne For Acknowledgment] <br />STATE OF NEBRASKA, Hall County ss: <br />On this 28 th day of October 2$. 2010 , beFore me, tha undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Norman R. Krolikowski and Sandra M. Krolikowski, f/k/a Sandra M. Jorgensen, Husband and Wife <br />> <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />My Commission expires: �$-��" �.3 <br />�� �evraMcElro -NotaryPublic <br />�EVRA MC�LROY <br />�Y Carr�n'�. �• q�A �. 2013 <br />N�BRASKA- 5ingle Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forma Inc. (80D) 446-3555 <br />LFI#FNMA3028 4/02 Page13 of 13 <br />