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2oioosi�5 <br />NON-UNIFORM COVENANTS. Borrower and Lender further cavenant and agree as follaws: <br />22. Acceleration; Remedies. Lender shall give notice ta Barrower prinr to acceleratian following <br />Borrower's breach af any covenant or agreement in this Security Instrument (but not prior to acceleration under <br />Secti��� 1.8 unless Applicable Law provides ��therwise). The notice shall speclfy: (a) the default; (b) the actlon <br />required ko cure the default; (c) a date, not lca�s than 30 days from the date the notice is given to Borrower, by <br />which the default must be cured; and (d) that failure to cure the default on or before the date specffied In the <br />natiec may result in acceleration of the aums secured by this Security Instrument and sale of the Property. The <br />notice shall further inform Barrower of the right to reinstate after accel�ration and the right to bring a caurt <br />action to assert the non-existence of a default ar any other defense of Borrower to acccleration and sale. If the <br />defaalt ia nnt cured on or before the date speci�ed 3n the notice, Lender at its option may require immediate <br />payment in full af all sums secured by this Security Instrument wfthout Further demand and may invoke the <br />power af salc and any other remedies permitted by Applicable Law. Lender shall be entitled to collect all <br />expensea incurred in pursuing the remedies provided in this Section 22, i�eluding, but not Ilmlted to, reasanable <br />attorneys' fees and costs oF title evidence. <br />If the power of sale is invoked, Trustee shall reeord a notice of default in each county in which any part <br />of the Property ia lacated and shall mail copie� of such notice in the manner prescribed by Applicable Law to <br />Borrower and to the other persons prescribed by Applicable Law. After the time required by Applicable Law, <br />Trustee ahall give public notice of sale to the persons and in the rnanner prescribed by Applicable Law. Trustee, <br />without demand on Borrower, shall �ell the Prnperty at public auction to the highest bidder at the time and <br />place and under the term� dc:�ignated in the notice of sale in one or x�ntare parcels and in any order Trustee <br />determines. Trustee may poskpone sale oF all or any parcel of the Property by public announcement at the time <br />and place of any previously scheduled sale. Lender or its de�ig�nee may purchase the Property at any sale. <br />Upon receipt of payment of the price bid, Trustee shall deliver ta the purchaser Truskee's deed conveying <br />the Property. The recitals in the Trustee'� deed shall be prima facie evidence af the truth of the statements <br />made therein. Trustee shall apply the proceeds of the aale in the following order: (a) to all costs and expenses <br />af exerciaing the power oF sale, and the salc, including the payment oF the Tx'ustee's fees actually lncurred and <br />rcasonable attorneys' fees as permitted by Applicable Law; (b) to all sums secared by this Security Instrument; <br />and (c) any excess tn the pergon or persons legally entitled to it. <br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee <br />to reaonvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this <br />Security Instrument to Trustee. Trustee shall recanvey the Property without warranty to the p�rson or persons legally <br />entitled to it. Such person or persons shall pay any recordation costs. Lender may charge such persan ar persons a <br />fee for reconveying the Property, but only if the fee is paid to a third party (such as the Trustee) far services renderad <br />and the charging of thc fee is permitted under Applicabla Law. <br />24. Substitute Trustee. Lender, at its option, may from time to time remove 'I'rustee and appoint a successor <br />trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument <br />is reaorded. Without conveyance of the Property, the succesaor trustee shall succeed to all the title, powcr and duties <br />conferred upon Trustee herein and by Applicable Law. <br />25. R�quest for Nntices. Borrower requests that copies of the notice of default and sale be sent to Borrower's <br />addxess which is the Property Address. <br />NEBRASKA--Single Famfly--Fannie Mae/Freddie Mac UNIFORM INSTRUMENt DOCMBgiC� 800-849-1962 <br />Form 3�28 1/01 Page 9 af 11 www.dacmaglc.com <br />Ne3026.dat.wnl <br />