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�� <br />r <br />�� <br />N � <br />� �.� <br />� �� <br />0 �^� <br />0 � <br />� <br />N - <br />CT� �� <br />�� <br />�� <br />r�� <br />� <br />� <br />v <br />��� � <br />� ' � �. <br />� � <br />�v a � <br />� .��. \ ro <br />�. � \ <br />�+ � <br />p� � <br />�� � <br />�.fter Recoxding Return To; <br />— HERITAGE BANK <br />8Q0 W�ST 3RD <br />HASTINGS, NEBRASKA 68901. <br />Zoan Number: 08-1421 <br />DEFINITIONS <br />� m <br />�...., c� v, � <br />� a .� O <br />� C L �..� � <br />r , ��,, �-7- � �,, � � <br />� � � � � � � <br />r'� i �}_ � „� <br />� ��,�_�" �a � ►--� v�i <br />� r � Trr � C_..� � <br />C:.7 r. y:: -�" r, 1 � <br />r•;-1 X� —� Tr [i? Q <br />r ,�. y � f'_ �.:� <br />c.� p r- ;a c�o C <br />U� fa Cn � r-' <br />�." � � , y N � <br />C�� Cn C.JI Z <br />� o <br />� s c� <br />Ne3028.dot.xnil <br />�v <br />� <br />C <br />= n t�/1 <br />n � .. <br />7C = <br />� <br />� <br />� <br />n�n <br />�� i <br />� <br />I <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Wards used in �aaultiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 1 S, 20 and 21. Certain rules regarding the usage of words used in this dacunnent are also provided in Section 16, <br />($) 'Borrower"is GREGORY L. AZBERTS ANl� JENNIFER H ALBERTS HUSBAND <br />AND WTFE <br />(A) "Security Instrument" means this docu�x►ent, whioh is dated OCTOBER 22, 2010 , together <br />with all Riders ta this document. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is H�RITAG� SANK <br />Lender is a NEBRASKA BANKING CORPORA'Z'zON <br />and existing under the laws of NEF3RASKA <br />Lender's address is 8p0 WEST 3RD, HASTINGS, NEBR.ASKA 689Q1. <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Tirustee" is WEST GATE BANK <br />organized <br />(E) "Note" means tha promissory note signed by Borrowcr and dated OCTOBER 22, 2010 . <br />The Note states that Borrower owes Lender THREE HUNpRED EIGHTY THOUSAND AND <br />00/100 Dollars (U.S, $ 380, 000. 00 ) <br />plus interest. Borrower has pramised to pay this debt in regular Periodic Paymente and to pay the debt in full not later <br />than NOVEMBER 1, 2025 . <br />(F) "Frnperty" means the property that is desoribed belaw under the heading "Transfer af Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I� '7tiders" means all Riders to this Security Instrument that are executed by Borrawer. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />❑ Adjustable 12ate Rider <br />❑ Balloon Rider <br />❑ 1-4 Family R,ider <br />❑ Condominiurn Rider <br />❑ Planned Unit Development Rider <br />❑ Biweekly Payment Rider <br />[� Second Home Rider <br />❑ Other(s) [specify) <br />(I) "Applicable Law" meazts all aantrolling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(� "Cammunity Association Dues, Fees, and Assessment�" means all dues, fees, assessrnents and ather charges <br />that are imposed on Borrower or the Property by a candominium assaciation, homeowners association or similar <br />organization. <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 1 1 <br />DOCMagfC � 800-849-1362 <br />w w w. docmaglc. com <br />�� <br />