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201008118 Borrower shall promptly di.scharge any lien whir.� bas priority over tbita Sectrrity Inst�vment unless Borrower: (a) agrees in writing to the payinent of the obligation secured by thc lien in a manner acceptable to Lender, but anly so long as Bornow�er is per�ormin$ such agreement; (b) c:ontests the licn ian gnad faith by, or defends against enfor�t af the lien in, legal proceedings vvhich in Len��x's opinian aperate to preveut tb.e �nfor�nt of the lie�n while those proceedings are p�nnding, but anly until such proccedings are concluded; or (c) secures fimm the �lder of the li� an agr�t satisfactory to L�nder subordinating the lien to this Sccurity Insuu�aat. Yf L�der determines that any part af the Property is subject to a lien which cmn attain priority over thi.s Security Instrument, T..ender may give Hormwer a naotice identifyiung the lien. Within 10 days of the date on which tbat nodc� is given. Borrower shall satisfy the lien or take ane or more of the actions set forth above in this Se�tion 4. i.endear xnay require Borrower to pay a one-Cime charge for• a real estate taa veri�ication and/or reporting scrvice use� by I.eudcr in co�ectirnn with this Loan. S. property L�suirance. Borrower shall keep t�e improve�ents naw existing or hereafter erected on the �rty insured against loss by fire, }aaazards include� within the tex�na "extended coverage," and any other hazards including, but not limited w, earthquakes and floods, for which Lender requires in.surance. This insurnnce s1�a11 be noaintained in the amounts (including deductible levels) and for the p�iods that L�ndcr requires. What L,e.nder requires pursuant to the preceding santences can c�ange during the t�rm of tk�e I.oan. The insuran�ce carrier providi�ag the insurance shall be chose�a by Borrower subject to I.encier's right ta disapprove Borrnwer's choice, �avhich right shall nat be exercised unreasonably. Lender may require Baxcawer to pay, in connection vc�ith t�uis Y.oan, either: (a) a nne-time charge far flood xone detextianinatian, certi�ication and traclang services; ar (b) a one-time charge for flood zone d�ermination and certification servic,es and subsequent charges each time remappings or sirn�ilar cd�an$as accur which reasonably might affect suc� determ.inat�ian or certification. Hormvu'er shall also be responsible for tlte paymeatt of any fees innposcd b�+ the Fe�cicral Emergency Managemen�t Age�ncy in connection with tt�e review of any flood zone d�n�tion resulCing firoam an objection by Barrower. If Bnrn�wer fails to maintain any of the �verages deacribed above, Le�der may obtain insurance coverage, at L,�ndex's option and Bormwer's ex�nse. I.ender is unde�r na obligation to purchase any particular type or a�unt of coverage. "I'berefore, such coverage shall cover Les�dcr, but might or might not protect Borrower, Borrawer's equity in the Property, ar the conteaxts of the Pmp�ty+, against any risk, �a or 1��ry �na ��nc �ro�iae �r� ox 1�r �o��e r� � �re�►o�y � �ff�c Horrower acknowledges tbat the cost of the insurance coverage so obtained might significantly exceed the cost of i�nsurance that Borrower cauld laavc obtained. Any amowrts disbursed by I.eader under this S�cbian 5 shall become additional debt of Borrower securad by this Security Instn�cnt. These amaunts shall "bear interest at the Note rate from the date af disburs�nent and shall be payable, with suCh incerest, upon nodce from I.,ender to Horrower reqwestinS Paynn�t• All insura�e policies requirod by I.ender and r�ewals of such policies shall be subject to Lender's right to disapprove such policies. sUall include a standard uiortgage clause, and s�ail name L,e�nder as na�ortgagae a�d/or as an additional losa payee. Lcnd�' shall have the right w hald th� palicies and renewal c;ert'�ficate�. If L�der x�equires, Homovtner shall Pro�Y 8ive to Lender all receipts af paid premiums and renewal notices. If Bo�xower obtains any foz�n of iaasurance coverage, not otherwise required by Lender, for damage to, or desl�uction of, the Property, such policy shall include a atand�rd mortgage clause and shall namc L.ender as meortgag4e and/or as an addidonal loss payee. In the eve.nt of loss, Harrower shall givc prompt notice to tbe insurance canrier a�d T..ender. Lender may make proof �f loss if not made pmmptly by Borrower. Unless Y..ender and Bormwer ottiervirise agree in writing, any insurance praceeds, whether or not the underlying insurance was required by i.ender, shall be applied to restorarion or repair of the Property� if tb.e restaratian or rcpair is economically feasible and Lender's sscurity is not l�ed. During such repair ancl resWratian period, Lender shall have the rig�t to hold such insurance prnceeds until Lendcr has tiad an opportunity to inspect such Property to ensure the NEeRASKA - Single Family - Fennia Mar/�ddia Meic UNIFORM INSTRIJMENT � �-BINE) roe� i� � s m � 6 i�nw■: � Form 3028 7/01