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1 � V <br />�ST " <br />20ioosa.i7 <br />Mortgage Rider <br />Lender Owner <br />Herit�a Bank <br />1 tu112th Street <br />P.O. Box 3Z9 <br />Aaora, NE 68818 <br />BRADLY STEVEN PALENSKY <br />JULIE ANN PALENSKY <br />1411 MANSWELO RO <br />(iRANd ISLAN�, NE 68801 <br />Property Address: 1411 MANSfIELD H� GRAND ISUIN� NE 68801 <br />Mvrtya�e Ride�r <br />This Mar[gage Rider, da[ed 11•Q1-2010_ <br />is incqrporated into and ameuds tl�e raoctgage, <br />deed vf trust, ar security deed (the Secutiry <br />Instrument) of the same date. The Securiry <br />Instrument covers the Property described above. <br />I <br />Secured Debt. The Secured Deht and Future <br />Advances (sametimes referred to as Secured Debts) <br />sectiou oF the 5ecurity Instnument is amended to <br />add t6e following sentence as the last sente�ce in <br />the �nal paragraph: <br />This Security Instrument wilt not secure any <br />other debt if Lendar fails, with respect to that <br />ocher debt, to fW�ll any necessary <br />requirements or limitatians af Sectians !9(a), <br />32 or 35 of Regulation Z. <br />[%1 Escrow for T�es aud L�surance. The Escraw <br />for Taxes and Ipsurance sectton ls revised to read <br />as follows: <br />� Escrow for Taxes and Insurance. <br />As provided in a separate agreemeut, We <br />Mortgagor or Grantor agrees co pay to <br />Lender funds for tRxes apd insurance in <br />escrow. <br />� Escrow for Taxes and Ipsut�ance. <br />Mortgagar ar Gradwr will pay to Lender <br />amounts far (a) yearly taxes and assessments <br />ou the Property which under the law may <br />be superior tn tbls Security lastrument� <br />(b) ycarty leasehold payments or ground <br />ceats (if anY), (c) Yearly premiums for hazard <br />or property insurance, (d) Yearly premiums <br />for flood insurancc (if anY), and (e) YearlY <br />premlums for mort�age iosurance (if any). <br />Mortgagor or GcanWr will pay those <br />amounts to L,euder udeas Lender tells <br />Mottgagor or Grantar� in writing� tpet <br />Mnttgagor or Grantar does not have W do <br />sa. or unless the law r�equires atherwise. <br />Mortgagar or Graotor will make those <br />paymeNa at We times required by Lender. <br />0 <br />VMF� Bank�rs Sy�t�nurM <br />Walan Kluw�r Fin�neAl SxWa�■ � 2paa <br />MT6-R 3/8l4009 <br />VMP-G701 (D8021.00 <br />Pap� 1 af 3 <br />