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2o�oosio5 (C) "Lender"is WELLS FARGO BANK, N.A. Lender is a NATIONAL ASSOCIATION organized and existing under the laws of �'� �1NITED STATES Lender's address is �• O. BOX 11701, NEWARK, NJ 071014701 Lender is the beneficiary under this Security Tnstrument. (D) "Trustee"is ��5 ��Q FINANCIAL NATL BNK C/O SPEC. SERV., PO BOX 31557, BILLINGS, MT 59107 . (E) "Note"means the promissory note signed by Borrower and dated OCTOBER 29, 2Q10 . 1'he Note states that BorroWer oWes Lender ONE HUNDRED THIRTY THREE THOUSAND TWO HUNDRED AND 0 0/ 10 0 Dollars (U.S. $ 200 . 00 ) pXus interest. Borrower has pramised to pay this debt in regnlar Periodic Payments and to pay the debt in full not later than NOVEMSER 01, 204Q . (F) "Pt'aperty"means the property that is described below uuder the heading "Transfer oF Kights in the Property.�� (G) "Loan" rneans the debt eVidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders"tneans all Riders to this Security Insttutnent that are executed by Sortower_ The following Riders are to be executed by Borrower [check bax as applicable]: � Adjustable Rate Ridex 0 Condominium Rider � Second Home Rider ❑ Balloon Rider � Planned Unit Development Rider 0 1-4 Family Rider ❑ VA Rider � Biweekly Payment Rider � Other(s) [specify] (n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ord'Inances apd adrninistrative rules and oxdera (that have the effeet of law) as well as all applicable final, non-appealable judicial opinions. (� j"Community AssociaHon Dues, Fees, and Assessments" means all dues, fees, assessments and ather charges that are imposed on Borrower or thc Pxaperty by a condominium aseociation, homeowners association or similar organization. (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic tenminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited ta, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghause transfers. (L) "Escrow Items" means those items that are described in Sectinn 3. (M) "Miscellaneous Proceeds" means any campensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under thE coverages described in Section 5) for: (i) damage t�, or destruction of, the Property; (ii) condemnation or other taking oF all or any part of the Property; (iii) conveyance in lieu aF condemnation; or (iv) misrepresentations of, or omissians as to, the value and/or condition of the Ptoperty. (N) "Mortgage Insurance" means insurance protecting Lender against the t�onpayrnent of, or default on, the Loan. NEBRASKA- Single Family - Fannie MaelFreddie Mac UNIF�RM INSTRUMENT 1 �-6�NE) (D811) Page 2 of 15 Initials: � Form 3028 1I01