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., 2oioosioo power af sale provided in the Single Family Mortgage Foreclosure Act of 1994 ("Act") (12 U.S.C. 3751 et se . by requesting a foredosure commissioner designated under the Act to cammence foreclosure and to sell the Property as pravided in the Act. Nothing in the preceding sentence shall deprive the Secretary of any rights otherwise available to a Lender under this Paragraph 18 or applicable law. l9. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall re�uest Trustee to re-convey the Property and shall surrender this Security Instrument and all notes ev�dencing debt secured by this 5ecurity Instrument to Trustee. 'i'rustee shall reconvey the Property without warranty ta the person or persons legally entitled to it. Such person or persons shall pay any recardation casts. Lender may charge such person or persotts a fee for reconveying the Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging ofthe fee is permitted under Applicable Law. 20. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of Che Praperty, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. 21. Request for Notices. �orrower requests that copies of the notice of default and sale be sent to Borrower's address which is the Property Address. 22. Riders to this Security Instrument. If one or more riders are executed by Borrnwer and recarded together with this Security Instrument, the covenants of each such rider shall be incorporated into and shall amend and supplement the covenants and agresments of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es)]. ❑ Condominium Rider ❑ Graduated Payment ❑ Other [Specify] ❑ Planned Unit Development Rider ❑ Growing Equity Rider BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any rider(s) executed by Borrower and recorded with it. Witnesses: `� Seal � ) �3nrrowcr nthony R Tolen .—� (Seal) Borrowcr MBlissa R Tolen Borrower Borrower �Space Below This Line For AcknorvledgmentJ STATE OF Nebraska ) ) ss: COUNTY OF Hall � (Seal) (Seal) The foregoing instrument was acknowledged before me this 29th day of October 2010 ,{�y Anthon R Tolen and Melissa R Tolen, husband and wife Witness my hand and official seal. My Commission Expires:l2/17/2010 / ) � , _� i� , GENfRAL NOTAAY • 5tate pf NebraSka � ��N �;�.. �. . _ � �•I � � .T IRVIN J. REEp Not Nublic �. My Comm. Fxp. Dec.17, ?.010 �'�' Irvin J Re�d / 16236.CV (I I/07) gpq�� Page 5 of5 GOTO(00135961)