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2oioogo9� (D) "Trustee" is CENTRIS FEDERAL CREDIT UNION,343 N 1947H S7R��T OMAWA, NE 68154 (E) "Note" means the promissory note signed by Borrower and dated October 1 st, 2010 201 U . The Note states that Borrower owes Lender SIXTY TWO THOUSAND AND N0/100 Dollars (U.S. $ 62,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full nat later than November 1st, 2025 . (F) "Property" rneans the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all suxns dus under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: 0 Adjustable Rate Rider 0 Condominium Rider � Second Home Rider � Balloon Rider � Biweekly Payment Rider [] 1-4 Farnily Rider [� Other(s) [specify] 0 Planned Unit Development Rider (I) "Applicable Law" means all cnntrolling applicable federal, state and local statutes, regulatians, ordinances and administrative rules and arders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium assaciation, harneowners association or similar organization. (K) "Electronic �unds Transfcr" means any transfer af funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephnnic instrument, computer or magnetic tape so as t� order, instruct, or authorize a financial institution ta debit or credit an account. Such term includes, but 1s not limited to, point-of-sale transfers, autornated teller machine transactions, transfers initiated by telephone, wire transfers, and autornated clearinghouse transfers. (L) "Escrow Items" means thnse iterns that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award nf damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Sectian 5) for: (i) darnage to, or destruction of, the Property; (ii) condernnation or other taking of all or any part of the Praperty; (iii) conveyance in lieu af candernnation; or (iv) misrepresentations of, �r pmissions as to, the value and/or condition af the Property. � , NEBRASKA — Single Famlly -- FannieMadFreddie Mto UNlFORAS II�T81ltUMENT Farm 3R28 1/Ol � GCC - G3028-02 (09/Ol) (Page 2 of19) Initials: