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2010080�5 <br />I�'! <br />DAVID W KOZAK <br />, Borrower ac ts and agrees to the terms and covenants <br />in y R' er x uted by Borrower and recor d with it. <br />1 � �� �G �� <br />Date DEBRA J KO <br />INDIVIDUAL ACKNOWLEDGMENT <br />5TATE OF NEBRASKA <br />COUNTY OF HAI,L <br />) <br />) <br />) <br />Cn all pages of this <br />� �v/z �/�v <br />The foregoing instrwnent was acknowledged by DAVID W KOZAK and DESRA J KOZAK, before me on <br />October 22, 2010. In witness whereof, I hereunto set my hand and, if applicable, my official seal. <br />My commissian expires: � 8� , Z"1, � ( �. �� � - �ce�- _ _ <br />GENERAL NDTARY • State of Ne6rask� Hall County, NE <br />CHFiIS L. KASKI� Identi�cation Number <br />Comm. E�. Oac, 29, 2012 <br />(Official Seal) <br />THIS 1NSTRUMENT FREPARBD BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 6$801 <br />�i 2004-2009 Compliance Systems, Inc. 002U-64AE - 2009.12368 <br />Consumer Real Es[a[e - Security ins�nunrnt DL2036 <br />AFTER RECORDING RE'I'URN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />Page 5 of 5 <br />www. compliancesystems. cnm <br />