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<br />(Space Above This Line For Recording bata)
<br />DEED QF TRUST
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<br />(PREAUTH�RIZEll (OPEN END) CREDIT W FUTURE ADVANCES AI2E SECURED
<br />BY THIS DEED QF TRUST)
<br />`I'H1S DEED OF TRUST ("5ecurity Instrument") is made on Uctober 20, 2UlU. The grantor is MARLENE A
<br />IIURLEY, A SINGLF �'F12SON, whose address is 3120 W 18TH, GRAND ISLAND, Nebraska b8803-2403
<br />("Borrower"). Borrower is not necessarily fhe same as tlie Person or Persons who sign the Contract. The
<br />obligations of Borrowers who did not sign the Contract are explained fiirther in the section titled Successors and
<br />Assi�ns 13ound; Joint and Several Liability; Acco�irnodation Signers. The trustec is Arend R. 13:�ack,
<br />Attarney whose address is P.O. Box 790, Grand Island, Nebraska b$802 ("Trustee"). 'I'he beneficiary is Home
<br />Federal Savings & Ln�n Association of Grand Island, whict� is organized ac�d existing u��der the laws of t}ie
<br />United States of America �nd whose address is 221 SouCh Locust Street, Grand Island, Nebraska 68801
<br />("Lender"). MARLENE A HURI,FY I�as entered iz�to a Eq��ity - Line of Credit (°Contract") with Lender as of
<br />October 2U, 2010, under the terms �>f whicli Borrower may, fro�n time to time, obtain advances not tc� exceed, at
<br />any time, a'"**MAXIMUM PRINCIPAL AMOUNT (H XCLUUING PROTEC'TIVE ADVANCES)*** of
<br />Fc►ur Thousand and UO/100 llollars (U.S. $4,UUU.00) ("Credit Limit"). A�iy party interested in tl�e details related
<br />to Lender's continuing obligation to make advances to Borrower is advised to consult directly witli Lender. If not
<br />paid earlier, the sums owing under Borrower's Contract with Lender will be due and payable on Noventber 15,
<br />2Q1S. This Security Instrument secures to Lender: (a) the repayment of tlie debt under the Conttact, with interest,
<br />including future advances, and all renewals, extensions and modi�cations of tl�e Contract; (b) the payment of all
<br />other sumti, with interest, advanced to protect the security of this Security Instrument under the provisions of lhe
<br />secCion titled ProtecCion of Lender's Rights in the Property; and (c) the performance of �iorrower's covenants
<br />and agreements under this 5ecuriry Instrument and the Concract. For this purpose, Borrower, in consideration of
<br />the debt and the trust herein created, irrevocably grairts and conveys to 'l�rustee, in trust, with power of sale, tk�e
<br />following described property located in tlae COUNT'Y of HAI.�1., State of Nebraska:
<br />Address: 3120 W 18TH, GRAND 1SLANll, Nebraska 68803-2403
<br />Legal Description: WF.STk�RHOFF'S �5��, SUBDIVISION WEST S1X'I'Y-ONE (61) FEE'1' OF EAST
<br />SEVENTY-FOUR (74) FEET OT TWELVE (12) BLOCK ONE (1) IN 'I'HE CIT'Y OF GRANll
<br />15LAND, HALL COUN'1'Y, NEBRASKA
<br />TOGFTHER WITH all the improvements now or hereafter erected c�n the property, and all easements,
<br />appurtenances, and �xtures now or hereaft�r a part, of the properly. All replacements and additions shall also be
<br />covered by this Security lnstrument. All of the foregoing is referred to 'in tliis Security Instrumertt as the
<br />��Property.��
<br />BORROWER CQVEI�TANTS that Borrower is lawfully seised of the estate hereby conveyed aiad has the ri�ht to
<br />grant and convey the Property and that the Property is unencumbered, except far encumbrances of record.
<br />F3ox warrants and will defend generally the title to the Property a�ainst all claims and demands, subject to
<br />any encumbrances of record.
<br />Barrower and Lender covenant and agree as follows:
<br />Payment of Principal and lnterest; Other Charges. Borrower sliall promptly pay when due tl�e prixicipal of and
<br />interest on the debt owed ux�der the Contract and late charges or any other fees and charges due under the ContracC.
<br />Applicable Law. As used in this Security Instrument, the tenn "�lpplicable I.aaw" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as ail applicable �nal, non-appealable judicial opinions.
<br />Charges; Liens. Borrower slaall pay all taxes, assessments, charges, 6nes and impositipns attributable to tl�e
<br />Pr�perty which may attain priority over this Security Instrument, and leasehold payments or ground rent5, if' any.
<br />At the request of i.ender, Borrower shall promptly iurnish to Lender receipts evidencing t}�e payments.
<br />Borrower shall protnptly discharge any lien which has priority over tl�is Security Instrument unless Borrower: (a)
<br />agrees in writing to the paymient of the obligation secured by the lien in a znanner acceptable to I_,ender; (b)
<br />contests in good faith the lien by, or defends a�ainst enforceinent of the lien in, regal proceedings which in tl�e
<br />Lender's opinion operate to prevent the enforcement of tl�e lien; or (c) secures from the holder of the lien an
<br />agreement satisfactory to Len�ier subordinatin� the lien to this Security Instrument. If I,,ender determines t1�at any
<br />part of the Property is sub,ject to a lien whick� inay attain priority over this Security Instrument, L�nder may give
<br />4� 2004-2009 Complience Syslems, Inc. 002U-67E8 - 2U09.12368 �
<br />(:onsumer Rcal Estate - Seturity Inslrument �L2036 Pagc I of 5 � , µryvw.compliflneesy5lems.cnm
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