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2oiooso49 (C)" Lender"is WELLS FARGO BANK, N.A. Lender is a NATIONAL ASSOCIATTON organized and existing under the laws of THE UNITED STATES Lender's address is P• O. BOX 11701, NEWARK, NJ 07101A701 Lender is the beneticiary under this Security Instnunent. (D) "Trustee"is WELLS F'ARGO FINANCIAL NATL BNK C/O SPEC. SERV_, PQ BQ7{ 31557, BILLINGS, MT 59107 (E) "Note"means the promissory note signed by Borrower and dated OCTOBER 29, 2010 . The Note states that Borrower owes Lender ONE EiUNDRED THIA�Y FOUR THOUSAND AND 0 0/ 10 0 Dollars (U.S. $ , 000 . 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not latet than NOVEM�3ER O1, 2030 . (F) "Property"means the property that is described below undcr thc heading "Transfer of Rights in the Property. (G) "Loan" means the debt evidenced by the Note, plus intereat, any prepayment charges anc] late chaxges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders"meane all Riders to this Security Insirument that are executed by Sorrower. The Fallowing Riders are to be executed by Borrower [check box as applicable]: � Adjustable Rate Rider 0 Condorninium Ridet ❑ Second Home Rider 0 Balloon Ridet � Planned Unit Development Rider 0 1-4 Pamily Rider � VA Rider 0 Biweekly Payment Rider ❑ Other(s) [specify] (n "Applieable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that h.ave the effect of law) a5 well as all applicabl� final, non judicial opinions. (�j "Commnnity Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or tha Properiy by a condominium association, homeowners association or Gimilar arganication. (K) "Electronic Funds Transfer" means any transfer of funds, other than a iransaction originated by check, draft, or similar paper insttument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a Fnancial inGtitution to debit or credit an account. Suclt terrn includes, but is not limited to, point-of-sale transfers, autarnated teller niachine ttansactions, txansfers initiatad by telcphone, wite transfets, and automated clearinghouse transfers. (L) "Fscraw Items" mcans those items that are described in Section 3. (M) "Miscellanenu5 Procccds" means any compensaiion, settlement, award of damages, or proceeds paid by any third party (other than in5urance proceeds paid under thc coverages described in Section 5) for' (i) damage to, or destruciion oF, the Property; (ii) condemnation or other taking af all or any part of the Property; (iii) conveyance in lieu of condeinnation; ur (iv) �nisrepresentations of, or omissions a5 to, the value and/or condition of the Property. (N) "Mortgage Insurance" ineans insutance protecting Lender a�ainst the nonpayrnent o£, or default on, the Loan. NEBRASKA- 5ingle Family - Fannie MaelFreddie Mac UNIFORM INSTRUMEN7 �-6(NE) (oe��) Paga 2 of15 Initials: Form 3028 1/01 O