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<br />(C) "Lender" is v.s. Bank N.A.
<br />LendCr is a National Association
<br />organized and existing under the laws af
<br />Lender's address is 4801 Frederica
<br />The Uni.t�d States Qf America
<br />Street, Owensboro, KY 42301
<br />(D) " Trustee" is Mr. Thomas Locher
<br />2002 Douglas Street, 200 The Omaha Club, Omaha, NE 68102 .
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is
<br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the bene�ciary
<br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an
<br />address and telephone numbez' of PA. Box 202b, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(F� "Note" means the promissory note signed by Borrower and dated 10 / 2 5/ 2 010 •
<br />The Note states that Borrower owes Lender One Hundred Sixty Thousand Five Hundred
<br />and 00/100tha Dollars
<br />(U. S. $ 16 0, 5 0 p. 0 0 ) plus interest. Borrower has promised to pay this d�bt in regular Periodic
<br />Payments and to pay the debt in full not later than Novemb e r o 1, 2 0 4 0 .
<br />(G) "�roperty" means the property that is described below under the heading "Transfer of Rights in the
<br />Froperty."
<br />(� "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this 5ecurity Instrument, plus interest.
<br />(n "Riders" means all Riders to this SecuxiCy Instrument that are executed by Boxrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />0 Adjustable Rate Rider 0 Condominium Rider � Second Home Rider
<br />0 Balloon Rider � Planned Unit Developrnent Rider 0 1-4 Faznily Rider
<br />0 VA Rider � Biweekly Payment Rider [� Other(s) [specify]
<br />(,n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable �nal,
<br />non-appealable judicial opinions.
<br />(I� "Community Association Dues, Fees, and Assessments" xneans all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association or similaz organization.
<br />(L) "Electronic Funds Transfer" means any transfer of funds, oth�r than a transaction originated by
<br />check, draft, or sirnilar paper instrument, which is initiaCed through an electronic terminal, telephonic
<br />instnunent, computer, ar magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such term includes, but is not limited to, point-of-sale transfers, autornated teller
<br />machine transactions, transfers initiated by telephone, wire transfers, and autoznated cleazinghouse
<br />transfers.
<br />(Nn "Escrow Items" means those items that are described in Section 3.
<br />(1� "Miscellaneous Proceeds" rr�eans any compensation, settlernent, ar�vard of dar►aages, or proceeds paid
<br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destructian of, the Property; (ii) condemnation ar other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condem�nation; or (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of the Property.
<br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />2200067769 D 'V6ANE
<br />NEBRASKA - 9ingle Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT WIT�
<br />�-6A1NE) (oetol Page 2 of 15 �n�t�a�s: Form 3028 1/U1
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