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<br />DEED OF TRUST
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<br />(PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br />BY THIS DEED OF TRUST)
<br />THIS DEEll �F TRUST ("Security Instrument") is made on October 13, 2010. The grantor is MELISSA 1VI
<br />WOITALEWiCZ, TRUSTEE OF THE MELiSSA M WOITAI,EWICZ i2EVOCASLE TRUST DA'C�D
<br />MAY 4, 2004, w}�ose address is 109 w. 11th, Wood River, Nebraska 6$883 ("Borrower"). Borrower is not
<br />necessarily the same as the Person or Persons who sign the Contract. The obligations of Borrowers who did zint
<br />sign the Contract are explained further in the section titled Successors and Assigns Bound; .lui��t and Several
<br />Liability; Accommpdation Signers. T'he trustee is Arend R. Baack, Attorney whose address is P.O. Box 790,
<br />Grand Island, Nebraska b$802 ("Trustee"). Tl�e beneficiary is Aome Federal Savings & Loan Association of
<br />Grand Island, which is organized and existing under the laws of the United States of America and whose address
<br />is 221 South Locust Street, Grand Island, Nebraska 68801 ("Lender"). MEI,ISSA M WOITALEWIC7, has
<br />entered into a�quity - Laine of Credit ("Contracl") with Lender as of Qctober 13, 201U, under the terms of which
<br />Borrower may, from time to time, obtain advances not to exceed, at any tixne, a***MAXIMUM PRINCIPAL
<br />AMOUNT (EXCLiTDING PROT'ECTIVE ADVANCES)*** of Twenty Thousand and 00/1.00 Dollars (U.S.
<br />$20,OOU.00) ("Credit Limit"). Any party interested in the details related to Lender's continuing obli�ation to make
<br />advances to Borrower is advised to consult darectly with Lender. If not paid earlier, tlie sums owing under
<br />Borrower's Contract with Lender will be dne and payable an October 15, 2015. This Security lnstrument secures
<br />to Lender: (a) the r�payment of the debt under the ContracC, with interest, including future advances, and all
<br />renewals, extensions and modi�cations of the Contract; (b) the payment of all other sums, with interest, advanced
<br />to prvtect t�ie security of this SecuriCy Instrument under the provisions oF the section titled Protection of Lender's
<br />Rights in the Property; and (c) tl�e performance of Borrower's covenants and agreements under this Security
<br />Instrument az�d the Contract. For this purpose, Borrower, in consideration of the debt and the trust herein created,
<br />irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described praperty located in
<br />the COUNTY of HALL, State of Nebraska:
<br />Address: 109 w, llth, Wood River, NeMraska 68883
<br />Legal Description: THE EAST FORTY (40) FEET OF LOT F1VE (_5) AND ALL OF LOT FOUR (4)
<br />IN BLOCK SEVENTEEIV (17), ORIGINAL TOWN OF WOOD R1VER, HALL COUNTY,
<br />NEBRASICA
<br />TOGET��ER WITH all the imprpvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by tl�is Security Instrument. All of the foregoing is reFerred to in this Security Instrument as the
<br />"Property."
<br />BORROWER CQVENANTS that Borrower is lawfully seised of tlie estate hereby conveyed and has tMe right to
<br />grant and convey the Yroperty and that the Property is unencumbered, except for encumbrances of record.
<br />Borrawer warrants and will defend generally the title to the Property a�ainst all claims and demands, suhject to
<br />any encumbrances of record,
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Other Charges. Borrower shall prompt1y pay when due tk�e principal of and
<br />interest on the debt owed under the Contract and late charges or any other fees and charges due under the Lontract.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state arad local statutes, regulations, ordinances ancl administrative rules and orders (that have
<br />the effect o£ law) as well as all applicable final, non-appealable judicial opinions.
<br />Charges; Liens. $orrower shall pay all caxes, assessments, clxarges, fines and impositions aCtributable to the
<br />Froperty which may attain priority over this Security Instrument, and leasehold payments or ground rents, if any.
<br />At t�ie request of [�ender, Borrower shall promptly furnish to Lender receipts evidencing the payrnents.
<br />Borrower shall protnptly discharge any lien which has priority over this Secucity lnstrument unless Borrower: (a)
<br />agrees in writing to the payment nf the obligation secured by the lien in a manner acceptable to Lender; (b)
<br />contests in �ood faith the lien by, or defends against enforcement of the lien in, ].egal proc�edings whzch in the
<br />Lender's opinion pperate to prevent the enfoccement o£ the lien; or (c) secures frorn the holder of the lien az�
<br />agreement satisfactory to Lender subordinating tl�e lien to this Security Instrument. If Lender detennines that any
<br />C�� 2004-2009 Campliance Syste�ns, Inc. 002�-2AEB • 2009.12,368
<br />Consumer Rcal Estatc - Security Instrumenl PL�2036 Page I nf 5 www,complianccsystems.cnm
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