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r.� ��:��: <br />(�� AS3UMPTION �1JNDIN($ FEE: A fce �qual to one�-half of l percent (.5D"/o) nf the u�paid <br />principal balance of this loan as of the date of ira�sfer of �e prvp�rty shall be payable at tbe tiwne of t�ransfer <br />to the mortgagee or its authorized agent, as trustae for the Secretary af Veterans Affairs. If the assumer fails <br />to pay this f� at thc time of transfer, the fee shall consr�itutc at� additic�nat debt to that a.lready socurBd by this <br />instrument, sha11 bear intCrest at the r8te laerein provided, and, at the �tian of thc mortgagee af the <br />indabte�ttess hereby secured or any transferee thereaf, s1aa11 be immediatety �ue and gayable. Tl1is fee is <br />autom�atically waived if the asswner is exempt under the �pvisions of 3$ U. S. C. 3729 (b)- <br />(b) A$$UMPTION RI�D�ESSING CHARC�E: Upan appTication for appraval ta a11ow <br />assumptions and transfer of this loan, a prace�in� fee may Ue charg�d b�r tl�c mortgagce or its autharized <br />ageaat fur d�rminiang thc creditwortbiness of the assuu�ner and �y revi�ing the holder's o'�vner$hip <br />recaxds when an approved transfer is �ampleted. The em�c��mt of this c�arg� shail nat eatc�i the �c�um <br />established by the I)epartment of V�tcxans pffairs fo�r a loaa to whieh secticm 3"�14 of Chapter 37, Tit1e 3$, <br />United �tates Cad�s appliea. <br />(c) A$SUMPTION INDEMNITY LIABILJTY: If tbis obli�ation is assumed, then the a�u�r <br />hereby agrces to assnme all of the obligati,ons of the veteran under the terms of t� instruments creating and <br />securing the loan, including #he obligation of the vete�ran ta inclena�ify the D�pactna;�ant of Veteraxas A#'�aira <br />to the extent of any claitn payment atising &ara tbe guaranty or im4uranc� of t1� indebtedness creatcd lsy this <br />instirum�nt. <br />IN W1TN�S5 WHEREOF, Mortg�gQr(s) has ex�utcd this Assun�t,ian Palicy Ridcr. <br />� <br />,� � _ <br />QMA H URBANSKI Mprt�ga�gox <br />Martga�goi <br />THERESA ANNE URB�ANSKI Mo g,agar� <br />Martgagor <br />VA A55UMP'TION PDt.ICY RlD�t <br />VAPR.IiDR p1/22/09 Pags 2 of 2 <br />Mcyr�agpr <br />M ����' <br />�DodN�g�c� aaa�a4afa�z <br />www.dop��e�plc.cp�m <br />