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2U1007999 <br />may purchase insurance at your expense to protect our interest in your collateral. This insurance <br />may, but need not, protect your interests. The coverage that we purchase may not pay any claim <br />that you make or any claim that is made against you in connection with the collateral. You may <br />later cancel any insurance purchased by us, but only after providing us with evidence that you <br />have obtained insurance as required by our agreements. If we purchase insurance for the <br />collateral, you will be responsible for the costs af that insurance, including interest and any other <br />charges we may impose in connection with the placement of the insurance, until the effective <br />date af the cancellation or expiration of the insurance. The costs of the in,surance may be added <br />to your total outstanding balance or obligation. The costs of the insurance may be more than the <br />cost of insurance you may be able ta obtain on your own. <br />Section 9.5. Business Pwposes. Martgagor certi�es, represents and warrants to the <br />Administrative Agent that the indebtedness secured by this Mortgage is a"business purpose <br />loan" as provided in 815 TLCS 4/1(c). <br />Section 9.6. Illinois Mortg,a�e Foreclosure Law. The Administrative Agent shall be <br />entitled to the following benefits, among others, pursuant to the Illinois Mortgage Foreclosure <br />Law (735 ILCS S/1S 1101): <br />(i) Benefits to Act. The Mortgagor and the Administrative Agent <br />shall have the benefit of all of the provisions of the Tllinois Mortgage For�closure Law (735 <br />ILCS 5/15 11Q1), including all amendmemts thereta which may become effective from time to <br />time after the date hereo£ If any provision of the Illinois Martgage Foreclosure Law (735 ILCS <br />5/ 1 S 1101) may be repealed, the Administrative A�ent shall have the benefit of such pravision as <br />most recently existing prior to such repeal, as thaugh the same were incorporated herein by <br />express reference. <br />(ii) Insurance. Wherever pravision is made in the Mortgage for <br />insurance policies to bear mortgage clauses or otlaer loss payable clauses or endarsements in <br />favor of the Administrative Agent, or to confer authority upon the Administrative Agent to settle <br />ox participate in the settlement of losses under policies of insurance or to hold and disburse or <br />otherwise control use of insurance proceeds, from and after the entry of judgment of foreclosur� <br />all such rights and powers af the Administrative Agent shall continue in the Administrative <br />Agent as judgment creditor or the Administrative Agent until confirmation of sale. <br />(iii) Protective Advances. All advances, disbursernents and <br />expenditures made by the Administrative Agent before and during a foreclosure, and before and <br />aft�r judgment of foreclosure, and at any time prior to sale, and, where applicable, after sale, and <br />during the pendency of any related proceedings authorized by the Mortgage or by the Illinois <br />Mortgage Foreclosure Law (735 ILCS 5/15 1101) (collectively, "Frotective Advances"), shall <br />have the benefit of all applicable provisions of the Illinois Mortgage Foreclosure Law (735 ILCS <br />S/ 1 S 1101). All Protective Advances shall be additional Obli�ations, and shall become <br />immediat�ly due and payable without notice and with interest thereon from the date of the <br />advance. The Mortgage shall be a Lien for all Fratective Advataces as ta subsequent purchasers <br />and judgment creditors from the time the Mortgage is recorded pursuant to Subsection (b)(1) of <br />S�ction S/1S 1302 of the Illinois Mortgage Foreclosure Law (735 ILCS 5/15 1101). A11 <br />Protective Advances shall, except to the extent, if any, that any of the same is clearly contrary to <br />6f? <br />