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2oioo7s9� 9. Protection of Lender's Intere�t in the Praperty and Rig�ts Under this Securlty Inatrumen� If (a) Horrower fails to perform the covenants and agreements contained in this Sacurity Instrument, (b) there is a legal praceeding that rnight significantly afFect Lender's interest in the Property and/or rights under this Se�urity Instrument (such as a proceeding in banl�uptcy, probate, for condemnation ar forfeiture, for enforcernent of a lien which may atta,in priority over this 5ecurity Instrument or to enforce lawa or regulations), or (c) Borrower has abando�ned the Properiy, then Lender may do and pay for whatever is reasanable or appropriate to protect Letader's interest in the Property and rights und�r this Security Instcument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Fraperty. Lender' s actions ca� include, bnt are not limited to: (a) paying any sums secured by a lien which has prriority over this Security Insbrument; (b) appearing in court; and (c) paying reasonable attorneys' fees ta protect its interest in the Property and/ar righta under this 5ecurity Instrument, including its secured position in a banl�uptcy proceeding. Securing the Property includes, but is nnt lirnited to, entcring the Property to make repairs, change lncks, replace or board up doors and windows, drain water froxn pipes, eliminate building or other code violations or daagerous conditions, and have utilities turned on or off. Althaugh Lender may take action under this Sectian 9, Lendcr does not have ta da so and is nat under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Saction 9 shall become additional debt of Sorrower secured by this Security Instrument. These amounts shall bear interast at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Barrower requesting pa ��If this Security Insbrument is on a leasehold, Boirower shall comply with all the provisions of the lease. If Soirower acquires fee title to the Property, the leasahald and the fee title shall nat merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Laan, Horrower sha11 pay the premiums required to rnaintain the Mortgage Insurance in effect. If, for any reasc�n, the Mortgage Insurance caverage required by Lender c�eases to be availabla from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designatad payments toward the premiunns for Mortgage Insurance, Horrawer shall pay tl�e premiums requared to obtain. coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivale�at to the cost to Horrower of the Mortgage Insurance previously in effect, &om an alternate mortgage insurer selected by Lender. If substantially equivale,nt Mortgage Ynsurance caverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were dne when the insurance arverage ceased to be in effe�t. Lender will accept, use and re�tain these payxnents as a nan refundable loss reserva in lieu of Mortgage Insurance. 5uch loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lende�r shall not be required to pay Barrowar any interest ar earnings on such loss reserve. Lender can no longer raquire loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) providai by an insurer selected by Lender again becornes available, is obtaaned, and Lender requires separately designated payments toward the premiums for Mortgage In.aurance. If Lender required Mortgage Insurance as a condition of maldng the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrawer shall pay the premiums require� to �naintain Mortgage Insurance in effect, or to provide a non refundable loss reserve, until Lender' s re�uirement for Mortgage Insurance ends in accordance with any written agrcement betwcen Borrower and Lender providing for such termination or until tennination is required by A}�plicable Law. Nothing in this Section 10 affects Borrower' s obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lendec (or any eintity that purchases the Note) for certain losaes it a�nay incur if Sorrower does not repay the Loan as agreed. Horrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time ta time, and may enter into agreements with other patties that share or modify their risk, or reduce losses. Thesa agrcements are on terms and conditions that are satisfactary to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage znsurer rnay have available (which rnay include funds obtained fronn Mortgage Insurance premiurns). 220Q079023 D V6ANE NEBRA3KA - Singla Family - Fannle Maa/Freddle Mac UNIF�WM INSTRUMENT WITH ERS �-BA�Nq loaia) Pap98 Of 16 inroeis: � Form 9028 1/p7 �