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<br />WHEN RECORDED, MAIL T0:
<br />MORTGAG� SOLUTIONS OF COLORADO
<br />5455 N UNION BLVD #205
<br />COLORADO SPRINGS, COLORADO 80918
<br />'1'his instrument was prepared by:
<br />MORTGAGE SOLUTIONS OF COLORADO
<br />5455 N UNION BL�'D #205
<br />COLORADO SPRINGS, COLORADO 80918
<br />719-447-0325
<br />Loan Number: 329294
<br />VA Case Number: 34-34-6-0181772
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<br />MIN:100322110100244181
<br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE APPROVAL OF
<br />THE DEPARTMENT OF VETERANS AFFAIRS OR ITS AUTHORIZED AGENT.
<br />DEFINITIONS
<br />Words used in multiple sectians of this document are detined below and other words are defined in Sections 3, 11, 13, 18, 20 and 2
<br />Certain rules regarding the usage of words used in this document are also provided in Section 1 b. :
<br />(A) "Security instrument" means this docum� , �► t t ber 27, 2010, together with all Riders to this document. �
<br />B"Borrower" is ROIYALD L MCKOWN��� t�nder�th s Sec �Yy,Inst'rumen��WN, HUSBAIvD A�vD WIF� -.
<br />�)
<br />(C) "Lender" is MORTCAGE SOLUTIONS OF COLORADO. Lender is LLC, organized and exiscing under the laws of
<br />COLORADO. L
<br />Lender's address is 5455 N UNION BLVD #205, COLORADO SPRINGS, COLORADO 80918. �
<br />(D) "Trustee" is C��P�T�/IJS�'./�►��(��'����/ C�TTCA('0 �1V7f o �J
<br />Trustee's address is 704 WEST THIRD S T, GRAND �ISL , ��'�iEBRASKA 68802-.
<br />(E) ��ME.RS" is Mortgage Electronic Registratlon Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for
<br />Lender and Lender's successors and assigns. MERS is the beneficiary under this Security lnstrument. IvIERS is organized and existing
<br />under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, �'lint, M148501-2026, tel. (888) 679-MERS.
<br />(F) "Nate" means the promissory note signed by Borrower and dated Octaber 27, 2010. The Note states that Borrower owes Lender ONE
<br />HUNDRED FOURTEEN 'I'HOUSAND AND NO/100 Dollars (U.S. $114,000.00) plus interest. Borrower has promised to pay this debt
<br />in re�;ular Periodic Payments and to pay the debt in full not later than November 1, 2040.
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Laan" means the debt evidenced by thc Note, plus interest, any prepayment charges and late charges due under the Note, and all sums
<br />due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this 5ecurity Instrument that are executed by Borrower. The following Riders are to be executed by
<br />Borrower (check box as applicable):
<br />❑ Adjustable Rate Rider ❑ Condominium 1Zider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider � VA Rider
<br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider
<br />❑ Other (Specify) -
<br />(,n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and
<br />orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(K) "Community Association Dues, Fees, and Assessments" means ail dues, fees, assessments and ather charges that are imposed on
<br />Borrower or the Properiy by a condominium association, homeowners association or similar organization.
<br />NEBRASKA -5ingle Family-Fannie Mae/Freddle Mac UNIFORM INSTRUMENT with MERS r'Qrm
<br />Page 1 of 8 �•
<br />ios, mc. Borcower(s) Initials
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