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20100795Q 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this SecuriCy Instrument, (b) there is a legal proceeding that might significantly affect L.ender's inCerest in the Property and/ar rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enfarcement af a lien which may attain priarity over this Security Instrurnent or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriaCe to protect Lender's interest in the Froperty and rights under this Security Instrurnent, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can include, but aze not limited to: (a) paying any surns secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to protecc iCs interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Secuxing the Property includes, but is nat limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender rnay take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions autharized under this Section 9, Any arnounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Tnstrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. If this Security Instrument is on a leasehold, Bnrrower shall comply with all the provisions of the lease. If Borrower acquires fee title ta the Property, the leasehold and the fee title shall not merge unless I,ender agrees to the merger in writing. 10. Mortgage Insurance. If L,�nder required Mortgage Insurance as a condition of making the Loan, Barrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by I.ender ceases to be available fram the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments towazd the premiums for Mortgage Insurance, Borrower shall pay the premiurns required to obtain coverage substantially equivalent to the Mortgage Insurance previausly in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mbrtgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refunflable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required ta pay Borrower any interest or eamings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lendex again becomes available, is obtained, and I.ender requires separately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the I.oan and Borrower was required to rnake separately designated payrnents toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgag� Tnsnrance in cffect, or to pravide a non-refundable loss reserve, until L,Qnder's requirement for Mortgage Insurance ends in accordance witt� any written agreement between Borrower and Lender providing for such termination or until termination is required by Applicable Law. Nothing in this Section 1p affects Borrawer's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses J.,ender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed, Borrawer is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on a11 such insurance in force from time to time, and may enter into agreernents with other parties that share or rnodify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreernents. These agreements may require the mortgage insurer to malce payments using any source of funds that the rnortgage insurer may have available (which may include funds obtained frozn Moxtgage Insurance premiums). NEBRASKA - Single Femily - Fannie Mae/Freddle Mac UNIFORM INSTRUMENT ��f �-B�NE) los>>1 Page 8 of 15 initiais: �' / Form 302$ 7107 � �m a 1 i� 1�.� �.I� �.. i! y� e'.