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2410U�876 9. Protection of Lender's Interest in the Property and Rights Under this Security lnstrument. If (a) Bonower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's initerest in the Froperty and/or rights under this Security lnstruznant (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement o£ a lien which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender' s interest in the Property and rights under this Security Instrument, including protecting andJor assessing the value of the Property, and securing and/or repairing th� Property. Lender' s actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, elirninate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take action under this 5ection 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts shal] bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice fram Lender to Borrawer requesting payment. If this Security Instrument is on a leasehold, Barrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not raer�e unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums reyuired to maintain the Mortgage Insurance in e£fect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payrnents toward the premiums for Mortgage Insurance, Borrower shall pay the premiunns required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mort�;age insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payxnents as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings an such loss reserve. Lender can no longer require loss reserve payments if Mortgage lnsurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lander again becomes available, is obtained, and Lender requires separately desi�nated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borz'ower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, ar ta provide a non-refundable loss reserve, until Lender' s requirement for Mortgage Insurance ends in accordance with any written agreement between Barrower and Lender providing for such termination or until termination is required by Applicable Law. Nothing in this Section ] 0 affects Borrower' s obligation to pay interest at the rate provided in the Note. Mortga�e Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does npt repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the martgage insurer and the other party (or parties) to thes� agreements. 'T'hese agreements may require the mort�age insurer to make payments using any squrce of funds that the rnortgage insurer xnay have available (which may include funds obtained from Mortga�e insurance prexniums). 23093� NEBRASKA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT I ��7�� �-6(N�) (0811) PageB of 15 Initia f' � Form 3028 1101 7