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2oioo�sE� 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that rnight significantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condernnation or forfeiture, for enforcement of a lien which may attain priority aver this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasanable or appropriate to protect Lender's interest in the P�roperty and rights under this Security Inscnunent, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can include, but are not lirnited to: (a) paying any sums secured by a lien which has priority over this Securicy Inst�vment; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Tnstrurnent, including its secured position in a bankruptcy proceeding. Securing tbe Froparty includes, but is not limited to, entering the Property to rnake repairs, change locks, replace or boaz�d up doors and windows, drain water fron�. pipes, eliminate building or other cade vialations or dangerous conditions, and have utilities turned on or off. Although Lender may take actioan under this Section 9, �.ender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all aCtions authorized under this Sectian 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and sha11 be payable, with such interest, upon notice from Lender to Borrower requesCing payment. . If thrs Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless �ender agrees to the mergcr in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the prerniums required to maintain the Mortgage Insurance in effect, If, for any reason, the Mortgage Insnrance coverage required by Lender ceases to be available from Che mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiurns required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost ta Bonower af the Mnrtgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amouz�t of the separately designated payments that were due when the insurance coverage ceased ta be in effect. Lender will accept, use and retain these paymencs as a non-refundable loss reservs in lieu af Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lendear can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that L,�nder requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the prerniurns for Mortgage Insurance. If I..,ender required Mortgage Insurance as a condition of making the I,aan and Barrower was required to make separately designated payrnents toward the premiums for Mortgage Insurance, Borrower shall pay the premiurns required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accardance with any written agreernent between Borrower and Lender providing for such termination or until termination is required by Applicable Law. Nothing in this Section lp affects Banower's obligation to pay interest at the rate provided in the Noce. Mortgage Tnsnrance reirnburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay che I.,oan as agre�d. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and rnay entex into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreernents. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained fram Mortgage Insurance preamiwms). NEBRA5KA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT �-BINE) 1oai�1 PageB af 15 iniciais: _� Forro 3028 1/01 �.!� �� . �