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�oioo�s�� (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any arnounts under Section 3 of this Security Instxument. (P) 'R2ESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X(24 C.F.R. Part 350Q), as they might he amended frorn time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Sacurity Instrument, "RESPA" refers to all requirements and restrictions that are innposed in re�ard to a"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower" nneans any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security lnstruxnent. TRA.NSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the perfortnance of Borrower's covenants and agreernents under this 5ecurity Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the fallpwing described property located in the County of HALL . (Type of Recording Jurisdiction] [Name nf Recording Juristliction] LOT FOUR (4), IN BLOCK TWO (2), IN GLAUSS�N COUNTRY VIEW ADDITION IN THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA Parcel ID Number: 400031469 814-816 S VINE Grand Island ("Property Address"): which currently has the address of (Street� [G�ry], Nebraska 68801 (Zip Code] TOGETHER WITH all the improvements now or hereafter erected an the property, and all ease�ments, appurtex�ances, and fixtures now or hereafter a part of the property. All replacements and additions shall alsa be covered by this 5ecurity Instrument. All of the faregoing is referred to in this Security Instrument as the "Praperty." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the ri�ht to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrpwer warrants and will defend generally the title to the Prpperty against all claims and demands, subject to any encumbrances of record. 230942 NEBRASKA - Single Family - Fannie MaelFreddie M ac UNIFORM INSTRLIM ENT �-B�NE) (0811) Page3 of 15 i��c�ais: Form 3028 1101 �