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2oioo�s�� 9. Protection oF Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrurnent, (b) there is a legal proceeding that maght significantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation ar forfeiture, for enforcement of a lien which may attain priority over this S�urity Instrument or to enforce laws or regulations), or (c) Barrower has abandoned the Property, ihen Lender may do and pay for whatever is reasonable or appropriate ta pratect Lender's interest in the Property and rights under this Security Instrument, including prot�ting and/or assessing the value of the Property, and securing and/or repairing the Froperty. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrurnent; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/ar rights under this Security Instrurnent, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is nat limited to, ente�ng the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other cocie violations or dangerous canditians, and have utilities turned on or off. Although Lender may take action under this Section 9, I.ender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actians authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall becorne additional debt of Borrawer seeured by this Security Instrument. These arnounts shall bear interest at the Note rate from the dats of disbursernent and shall be payable, with such interest, upon notice from Lender to Borrower requesting payrnent. . If this Security Instrument is on a leasehald, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agr� ta the rnerger in writing. 10. Mortgage Insurance. If Lender required Mortgage lansurance as a condition of making the Loan, Borrower shall pay the premiums required to mauntain the MoRgage Tnsurance in effect. If, for any reason, the Mortgage Insuranc� coverage required by Lender ceasss to be available from the amortgage insurer that previously provided such insurance and Barrower was require�i to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to khe Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Martgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially e�uivalent Mortgage Insurance coverage is nat available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu af Mortgage Insuranc�. Such loss reserve shall be non-refundable, notwithstandiang the fact that the Loan is ultinnately paid in full, and Lender shall not be required to pay Borrower acry interest or earnings on such loss reserve. Lender can no longer require loss researve payments if Mortgage Insurance coverage (in the arnount and for the period that Lender requires) provided by an insurer selected by J�ender again becornes available, is obtained, and Lender requires separately designated payrnents toward the premiums for Mortgage Insurance. If Len�der required Mortgage Insucance as a candition of making the Loan and Bonower was required to malce separately designated payments toward ihe premiurns for Mortgage Insurance, Bonawer shail pay the premiums requir� to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirernent for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until ternunation is required by Applicable Law. Nothing in this S�tion 10 affe.cts Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does nat repay the Loan as agreeci. Bonower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from tirne to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreernents are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to malce payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-B�NE) loat t 1 Pa¢e a or i a inieiais: �� Form 302$ 1/p 1 . r . '?° � p ..