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201007824 9. Protection of Lender's Interest in the Property and Rights Under this Secarity Instrument. If (a) Borrower fails to perForm the covenants and agreernents contained in this Security Instrunr�ent, (b) there is a legal proceeciing that rnight signi£icantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a proce�ding in bankruptcy, probate, for condemnation or forfeiCure, for enfarcement of a lien which may attain priority aver this 5ecurity Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Praperty and rights under this Security Instnunent, including protecting and/or assessing the value of the Property, and s�curing and/or repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority aver this Security Instrurnent; (b) appearing in court; and (c) paying reasonable attarneys' fees to protect its interest in the Property and/or rights under this Security Instrurnent, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limit�i co, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pip�s, eliminate building ar pther code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take action under this Sectian 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that L.ender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under ihis Section 9 shall become additional debt of Borrower secured by this Seeurity Instnunent. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from I,ender to Borrawer requesting payrnent. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums requireci to maintai�n the Mortgage Insurance in effect. If, for any reaspn, the Martgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borcower was required to make separately designated payments taward the premiurns for Martgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Martgage Insurance previously in effect, frorn an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgag� Insurance coverage is not available, Borrovver shall continue to pay to Lender the amount of the separately designated payrnents that were due when the insurance coverage ceased to be in effect. Lender will accept, use anid retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the I.,oan is ultimately paid in full, and Lender shall nat be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments taward the premiwns for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of xraaking the i.oan and �orrower was required ta make separately designated payments towazd the premiwns for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any w�tten agreement between Borrower and Lender providing for such termination or until ternunation is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses L,ender (or any entity that purchases the Note) for certain losses it may incur if Borrower dces not repay the I.oan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insnrers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements aze on tern�s and conditions that are satisfactory to the mortgage insurer and the ocher party (or parties) to these agreements. These agreernents rnay require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained frorn Mortgage Insurance p:re�xuiwns). NEBRASKA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT �• �-B�NE) loattl Psge8 of 15 innia �; Form 3028 1/01 � ' t4y: