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� 2oioo�sos <br />Mortgage Rider <br />Lender Owncr <br />U.S. Bank National Association ND, ANGEL HERNANDEZ and ALBA <br />a national banking association organized H�RNANDEZ, Husband and Wife. <br />under the laws of th� United States ��, <br />4325 17th Avenue SW <br />Fargo, ND 58103 ��� ��� <br />Property Address: 43d HALL ST, GRAND ISLAND, NE 68801-8044 <br />This Mortgage Rider, dated 09/24/2010 <br />is incorporated into and atnends the mortgage, <br />deed of trust, or security deed (the Security <br />InStrument) of the sarne date. The Security <br />Instrument covers the Property described above. <br />Secured Debt. The Secured Debt and Puture <br />Advances (sometunes r�ferred to as Secured Debts) <br />section of the Security Instrument is amended to <br />add the following sentence as the last s�ntence in <br />the final paragraph: <br />This 5ecurity lnstrument will not secure any <br />okher debt if Lender fails, with respect to that <br />other d�bt, to fulfill any necessary <br />requirements or limitations of Sections 19(a), <br />32 or 35 of Regulation Z. <br />� Escrow for Taxes and Insurance. The Escrow <br />r Taxes and Tnsurance section is revised to read <br />as follows: <br />❑ Escrow for Taxes and Insurance. <br />As provided in a separate agreement, the <br />Mortgagor ar Grantor agrees to pay to <br />Lender funds for taxes and insurance in <br />escrow. <br />Escrow far 'Caxes and Insurance. <br />ender will coll�et escrow payments from <br />Mortgagor or Grantor as part of Mortgagor <br />or Grantor's regularly scheduled payments <br />under the Loan. Lender will apply <br />Mortgagor or Grantor's payments in the <br />following order: (1) payment protection or <br />insurance (if applicable), (2) interest, <br />(3) escrow, (4) principal, and (S) other fees. <br />The escrow funds shall be held in an account <br />with l,ender or any other federally insured <br />depository institution. <br />Escrow for Taxes and Insurance. <br />ortgagor or Grantor will pay to Lender <br />amounts for (a) yearly taxes and assessments <br />an the Property which under the law rnay <br />be superiar to this Security Instrument, <br />(b) yearly leasehold payments or ground <br />rents (if any), (c) yearly prerniurns far hazard <br />or property insurance, (d) yearly premirxms <br />for flood insurance (if any), and (e) yearly <br />premiums for mortgage insurance (if any). <br />Mort age Rider <br />VMP� Bankers SystemsTM <br />Wolters Kluwer Financial Servicea � 2009 <br />iiiiiiiii���ai����l�!i���i������i ����i i iiiiii iii <br />U58-MTG-R 3/25120i0 <br />Page 1 of 3 <br />