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2 01QQ7840 9. Protection af Lender's Interest in t�e �'roperty and Rights Under th3s Security Instrumen� If (a) Barrower fails to perform the covenants and agreements contained in this Security Instruix►ent, (b) there is a legat proceeding that might significantly affect Leuder' s interest in the Froperty and/or rights under this Security Instcviment (such as a proceeding in banl�uptcy, probate, for condennnatidn ar forfeiture, for euforcement of a lien which rnay attain priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then T.e�nder may do and pay far whatevex is reasonable or appropriate to pratect Lender's interest in the Property and rights under this Security Instrument, including prote�cting and/or assessing the value of the Pr�perty, and securing and/or repaiiring the Property. Lender' s actions can include, but are not liznited to: (a) paying any sutns secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Properiy and/ar rights under this Security Instxument, including its secured position in a bankruptcy proceediang. Securing thB Property includes, but is not lirnitad to, entening the Properiy to malce repairs, change locka, replace or board up doors and windows, drain water from pipes, eliminate building or other code vialations or dangerous condirions, and have utilities turned on or off. Although Lender may take actioz► under this Saction 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions suthorized under thia Section 9. Any arnounts disbursed by Lender under this Section 9 shall become additional debt af Borrower secured by this Security Instrument. These amounts shall bear interast at the Note rate from the date of disbursement and aha11 be payable, with such interest, upan notice from Lender to Bo�rrower requesting payrnent. If this Security Insbrurnent ia on a leasehold., Borrower shall comply with all the provisions of the lease. If Borrower acquires fee titla to the Property, tha leasehold and the fee title shall not rnerge unless Lex�dex agrees to the merger in writing. 10. Mortgage Insurance. If Lender requir�d Martgage Insurance as a condition of m�aking t}ae Loan, Borrower shall pay the prerniurns required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage r�uired by Lender ceases to be available frorn the mortgage insurer that previuusly provided such insurance and Sorrower was required to make separately designated payrnents toward the premiums far Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Martgage Insurance previously in effect, at a cost substantially e�uivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate rnortgage insurer selected by Lender. If substanrially ec�uivalent Mortgage Insurance coverage is not available, Borrower shall continue ta pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Tnsurance. 5uch loss reserve shall be non-refundable, notwithstanding tha fact that the Loan is uliimately paid in full, and Lender shall not be required to pay Borrower auy interest or earnings an such loss reserve. Lender can no longer requixe lass reserve payments if Mortgage Tnsurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becames available, is obtained, and Lender requires separately designated payments taward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a candition of making the Loan and Borrower was required to rmalce separately designated payments toward the premiums for Mortgage Insw�ance, Borrower shall pay the premiumg requirad to mainiain Mortgage Insurance in efFect, ar to provide a non-refundable loss reserve, until Lender's requirement for Martgage Insurance ends in accordance with any written agreement betw�en Borrower and Lender providing for such tennination or until terminati�n is required by Applicable Law. Nothing in this Section 10 affects Horrower's obligation to pay interest at tha rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity tUat purchases the Note) far certain losses it may incur if Borrower does nat repay the Loan as agreed. Borrower is not a party ta the Mortgage Insurance. Mortgage insurers evaluatc their total risk an all such insurance in force from tirne to tirne, and may enter int� agreernents with other parties that share or modify their risk, or re�iuce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these a�reements. These agreements may require the mortgage insurer to makc payments using ariy source of funds that the mortgage insurer rnay have available (which may include funds obtained from Mortgage Insurance prerniums). 2200076996 D V6ANE NLBRASKA - 5ingle Fsmily - Fannle MaeJFreddle Mac UNIFORM INSTRUMFNT' WI7 ��M� � �-6A(NEa iae�ol Pegs 8 of 15 inroeis: IN �"� Farm 3028 1/01 �