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2o1oo�so� <br />NON-[JNIFORM COVENANTS. Borroweir and Lender fi,�rther covenant and agree av follows: <br />22. Aceeleration; Remedies. Lender shall give notice to Borrower prior to acceleration follow3ng <br />Borrower' � breach of any covenant or agreement in this Security Ynstrument (but nat prior to <br />acceleratlon under Section 18 unlesa Applicable Law provides otherwise). The noHce shall epecify: (a) <br />the defanit; (b) t�e action required to cure the defanit; (c) a date, not less than 30 day� from the date <br />the notice is given to Borrower, by which the defanit must be cured; and (d) that failure to cure the <br />default on or before the date spedfied in the notice may result in acceleration of the �ums secured by <br />this Securlty Inffitrument and sale of the Praperty. The natice shall further inform Borrnwer of the <br />right to reinstate after acceleration and the right to bring a caurt action to aasert the non-e�Tistence of <br />a default or any other defense af Borrower to acceleration and �ale. If the default is nnt cured on or <br />before the date apecified in the notice, Lender at its aption may requfre immediate payment in full of <br />all �ums secured by this Security Instrument without further demand and may invoke the pawer of <br />sale and any other remedies permitted by Applicable Law. Lender shnll be entitled tu wllect aU <br />e�penses incurred in pursuing the remedies provided in thia Section 22, including, bnt not limited to, <br />reasonable attorneys' feea and costs of t�tle evidence. <br />If the pawer of sale is invoked, Truste�e shall record a notice of default in each county in which <br />any part of the Property is located and shall mail copies of such notice in the manner prescribed by <br />Applicable Law to Borrower and to the other peraon� prescribed by Applicable Law. After the time <br />required by Applicable Law, Trustee shall glve public uotice of sale to the per�an� and in the manner <br />prescribed by Applicable Law. Trustee, without demaud on Borrower, shall sell the Property at <br />public auction to the highest bidder at the time and place and under the terms deeignated in the <br />notice of sale in one or more parcela and in any order Truatee determine�. Trustee may postpone sale <br />of all or any parcel of the Prop�rty by public announcement at the time and place of any previausly <br />scheduled sale. Lender or its deaignee may pnrchase the Property at any sale. <br />Upon receipt of payment of the price bid, Trustee shall deliver to the pnrchaser Trustee'a deed <br />conveying the Property. The recitala in the Trustee'a deed shall be prima facie evidence of the truth <br />of the statements made therein. Trustee ahall apply the proceeds of the sale 1n the following order: (a) <br />to sll costs and ezpenaes of egercising the power of sale, and the sale, including the payment of the <br />Trustee's fees actually fncurred and reaaonable attorneys' fees as permitted by Applicable Law; (b) to <br />all sums secured by thia Security Instrument; and (c) any ezces� ta the person or peraons legally <br />entitled ta it. <br />23. Recanveyance. Upan payment of all sums sacured by this Security Instrument, Lender shall <br />request Trustee to reconvey the Property and shall surrender this Security Instrurnent and all notes <br />evidezxcing debt secured by this Security Inshument to Trustee. Trustee shall reconvey the Property <br />vvithout warranty ta the person or persons legally entitled to it. �ch person or persons shall pay any <br />recordati�n. costs. Lender may charge such person or persons a fee for reconveying the Property, but only <br />if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is <br />permitted under Applicable Law. <br />24. Substitute Tru�tee. Lender, at its option, rnay from time to time rernove Trustee and appoint a <br />successor trustee to any Trustee appointed hereunder by an inst�ument r�corded in the county in which this <br />Security Instt'ument is recorded. Without conveyance of the Property, the successor larustee shall succeed to <br />a11 the title, power and duties conferred upon Trustee herein and by Applicable Law. <br />25. Reqne,�t for Notices. Borrower requests that capies of the notice of default and sale be sent to <br />Barrower' s address which is the Property Address. <br />2200076996 D V6ANE <br />NEBRASKA - 5ingle Family - Fannle Mae/Freddla Mac UNIFORM INSTRUMETIT WIT <br />�-BA(Nq �oeiol Paps 13 of 16 in�oais: � Form 3028 1/01 <br />� <br />