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2oioo��ss pnwer pf sale provided in the Sin�le Fa�nily Mortgage Foreclosure Act of 1994 ("Act") (12 U.S.C. 3751 et se . by requesting a foreclosure commissioner designnted under the Act to commence foreclosure an to sell the Property as provided in the Act. Nothing in the preceding sentence shall deprive the Secretary of any rights otherwise available to a Lender under this Paragraph 18 or applicable law. 19. Reconveyance. Upon payment of all sums secured by this 5ecurity Instrument, Lender shall rec�uest Trustee to re-convey the Property and shall surrender this Security Instrument and all notes ev�dencing debt secured kry this Security Instrument to Trustee. Trust�e shall recanvey the Property without warranty to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging ofthe fee is permitted under Applicable Law. 20. 5ubstitute 1'rustee. Lender, at its option, tnay froin time to time remove Trustee and appoint a successor trustee ta any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyar�ce of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. 21. Repuest tor Notices. Borrower requests that copies nf the notice of default and sale be sent to Borrawer's address which is the Property Address. 22. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded tagether with this Security Instrument, the covenants of each such rider shall be incorporated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part oFthis Security Instrument. [Check applicable box(es)]. ❑ Condominium Rider ❑ Graduated Paytttent ❑ Other �5pecify] ❑ Planned Unit Development Rider ❑ Crowing Equity Rider BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained i�� this Security lnstrument and in any rider(s) executed by Borrower and recorded with it. Witnesses: . (Seal) Borrowcr �h� �p J. Kuhl ' � � • 1�.�1�.�'l� (Seal) Rorrower CArA I,. Kuhl Sorrowcr Aorrower (Space Below This Line For Acknowledgme��t� S'I'ATE OF Nebraska ) ) ss: COUNTY UF Merrick ) (Seal) (Seal) 'I'he foregoin� instrument was acknowledged befnre mc this 20th day of (Ucto 2010 , by Phili J. Kuhl and Cara L. K.uhl, as husband and wife Witness my hand and ot�icial seal. My Commission Expires: �' —� �� j' � v Notary P iblic �t't�o�y.�,�� Wrs� � K ��"�ra . �, xo�� 162s6.CV (11/07) Central Ci1y4600102648 page 5 nf 5 ciqTO(u02afcf4l