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�� <br />� <br />�� <br />N � <br />� � <br />- <br />� � <br />V � <br />� � <br />� "� <br />� �� <br />�� <br />�...� <br />� <br />�� <br />� <br />DEFINITIONS <br />After Recording Return To: <br />� HERITAGE BANK ��,�� 51 �8 <br />13 3 3 N WEBH ROAD �S�'oL <br />GRAND ISLAND, NEBRASKA 68803 <br />Loan Number oo-i��i <br />� <br />� <br />� <br />z <br />��� <br />� <br />� � <br />b <br />[Space Above This Line For Recording patal <br />DEED OF TRUST <br />Words used in multiple sections af this document are defined below and other words are defined in Sectians 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also p;rovided in Section 16. <br />(A) "Security Instrument" means this document, which is dated SEPTEMSER 2 0, 2 010 , together <br />with all Riders to this docurnent. <br />(B) "Borrower" is NICHOLAS J RENNAU AND ABBY G RENNAU, HUSBAND AND <br />WTFE AS JOINT TENANTS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />L.cnder is a NEBRASKA BANKING CORPORATTON organized <br />and existing under the laws of NEBRASKA . <br />�nder's address is 1. 3 3 3 N WEBB ROAD , GRAND � S LAND , NEBRAS KA 6 8 8 0 3 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is CENTRAL NATIONAL BANK <br />PO BOX 268, SUPERIOR, NEBRASKA 68978-0268 . <br />(E) "Note" means the promissory note signed by Borrower and dated SEFTEMBER 2 0, 2 010 . <br />The Note states that Borrower owes Lender N I NETY - S I X THOUSAND AND 0 0/ 10 0 <br />Dollars (U.S. $ 96, 000 . 00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payrnents and to pay the debt in full not later <br />than OCTOBER 1, 2025 . <br />(� "Property" means the praperty that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sunns due under this Security Instrument, plus interest. <br />(I� "Riders" means all Riders to this Security Instrument that are executed by Borrower. The follawing Riders are <br />to be executed by Borrower [check box as applicable]: <br />� Adjustable Rate Rider <br />� Balloon Rider <br />� 1-4 Family Rider <br />[] Condominium Rider <br />� Planned Unit Developrnent Rider <br />[] Biweekly Payment Rider <br />� Second Home Rider <br />� �ther(s) [specify] <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />adrninistrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(.n "Community Association Dues, Fees, and Assessments" rneans all dues, fees, assessrnents and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNI�ORM IN5'I'RUMENT <br />Form 3028 1/Ot Page 1 of 11 <br />,pOCMByiC � 800-649-1362 <br />www.docrosgfc.com <br />Nn3628.dot.xml �� <br />'�� � <br />f� <br />� � <br />�� c� u� c� <br />� <br />A� �..y � �� � m <br />n ��� �="� —+ r�' C� d <br />� r'.' �,�- — � - � `�n � ff� <br />4� ,� rv �? � ca <br />c� � 1-� 2 <br />-n �c r-� � U] <br />`-�' �-� -ro x ' � � � <br />r -- <br />` � � � r y C <br />G �' C1 ' � � <br />�� � � � � <br />� wcr� � � <br />cn O <br />��, vD <br />