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�� <br />� <br />�• <br />�� <br />�■ <br />� <br />� � <br />� r <br />� <br />� _� <br />� � <br />� <br />� <br />� <br />� <br />� <br />�� <br />� <br />� <br />� <br />G <br />��� <br />e� _ � <br />� I <br />� <br />m <br />� � <br />�__� ca u� � <br />.�..' --i <br />= A r ..; � � � N � <br />rn cn ��� .,,,. --� � rr, � <br />� Z rr, ��.- � "'t C'� r,, � <br />c� � � �� C!� <br />c.�,� <br />° � F � - ».� C..'�7 2 <br />�1'_ :_- �.,. � � <br />c _� ��.� � y- c� � --1 <br />r*i �T7 r— �� —�7 C <br />G �T � x:, <br />�� � <br />o U� � � � � <br />� � � <br />� � � � <br />�' � o <br />_ _. _ ._ .__�fter Recording Return To: <br />HERTTAGE BANK �_� .�� 5l3$ <br />13 3 3 N WEBB ROAD ��y+ <br />GRAND ISLAND, NEBRASKA 68803 <br />Loan Number: 00-1374 <br />DEFINITIONS <br />[$pace Above This Line For Recording Data1 <br />DEED OF TRUST <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 1$, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated SEPTEMBER 2 0, 2 O 1. 0 , together <br />with all Riders to this document. <br />(B) "Barrower" is REGINA J RATHMAN, A STNGLE WONlAN <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a N�BRASKA BANKING CORFORATION organized <br />and existing under the laws of NEBRASKA . <br />Lender's address is 13 3 3 N WEBB ROAD , GRAND I SI�1ND , NEBRAS KA 6 8 8 0 3 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is CENTRAL NATIONAL BANK <br />(E) "Note" means the promissory nate signed by Bonower and dated SEPTEMBER 2 0, 2 O 1 � . <br />The Note states that Borrower owes Lender F I FTY - S I X TH�USAND AND 0 0/ 10 0 <br />Dollars (U.S. $ 56, 000 . 00 ) <br />plus interest. Borrower has promised tn pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than OCTOBER 1, 2 0 2 5 . <br />(� "Property" rneans the prpperty that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I� "Riders" rneans all Riders to this Security Instrurnent that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />� Adjustable Rate Rider <br />� Balloon Rider <br />� 1-4 Pamily Rider <br />� Condominium Rider <br />[f Planned Unit Development Rider <br />� Biweekly Payment Rider <br />� Second Home Rider <br />� Other(s) [specify] <br />(n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(,n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeawners association or similar <br />organization. <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUM�NT DocMagic � soo-sas-�3s2 <br />Form 3028 1l09 Page 1 of 19 www.dacmagic.com <br />� ,� <br />, <br />S�.pO <br />NC3028.dot.�unl <br />