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2014077$a TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall : [fype of Recording Jurisdiction] [Name oT Recording Jurisdiction] The South Seventy-Four (74) Feet of Lot Four (4) and the North 'fwo (2) Feet of Lot Five (5), West Bel Air Fifth Subdivision, an Addition to the City of Grand Island, Hall County, Nebraska. which currently has the address of Grand Island [CitY] 1721 Curtis St [Street] , Nebraska 68803 [Zip Code] ("Property Address"): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the prop�rty. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Properiy and that the Properiy is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbcances of record. THIS SECURIT'Y INSTRUMENT cocnbines uniform covenants for national use and non-uraiform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. NEBRASKA- Single Family - FannleMae/FreddieMac UNIFORM IN$TRUMENT Form 3028 1/01 Laser Forms Ina (800) 446-3555 � LFI#FNMA3028 4/02 Page3 of 13 IIIItIaIS: