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<br /> - - - _ _ . , . . -ar��ssr s�tx���,�.r,�i�er.a�e�p�tty �att e�ts.�eas�oe�. -- --
<br /> _ -iu�Z:T �..—�_... ..�_.. � _ — — -
<br /> , . � and add�t�oas sl�l a�sa ne coverea o���•••��
<br /> 9ad fixtu�s narr or betaE�er s pa�t of We p�opacy. �
<br /> • Uso�umenc. All of the f�is refemed to ir�this Security lasuument as the"Pmperty"•
<br /> � BORROWER COV�NANTS that Soaower i�tawfally seised of the estate Aeteby canveyed and hzs the tight to gtant ,
<br /> and;camey the Pt�nperty aod that ihe Ptoperty is uuencum6e�ed.except for encum6cances o!ratiN. Borrower wmants'and .
<br /> , will deFea�generalty the ntk to t6e i�nopercy sgainst al4ctaims aad demu�d-s,subjacc co any encumb�xs of recad '
<br /> THIS SF�CURITY 1NS�'BU11�Nt' canbines unifam covenants fa nado�at use and aan-unifom�covenants with .
<br /> � um�oa Yuiu���y i�;�au�a�c��un,�u��r�m�cy��g�w�m: , .
<br /> . UNTPDRM COVE[�iiANTS. Borrowet and Lender coveaant and agtee as foltaws:� when due tUe
<br /> � L Pf�y�t dPri�dPV a�I�hreat:PreWl'ment asd i.ate Chu�es B�Bwu shait pramptlY PaY
<br /> pciacipzl of�d inte�.st an the debtevideaced bY tM Note and anY P�'eP?Y�nt and late d�arges dae wider tl�e Note.
<br /> 1aw or co a written waiver by Lender.Bormwershall pay to
<br /> • L Fia�foc'l�u�es atl I�ca Sublecc to aPP�icabk y
<br /> I.ender m tbe day monthiY PaY�ts acr due imder the Nate.w�W the Note is paid in full.a sam("Fuods")for:ta)Y�Y
<br /> tues aod assessmet►ts wt�ich may att�in priortY over this Securiry Insdnunent as a lien oa the RopenY:(b)Y�Y�b0� -
<br /> - F¢�r�nent�°r graund nau on_the Peopeity.if any: (c)Y�Y �°�P�Y uuuiance pr�emiam� t� Y�Y fl�_ _ - ----
<br /> ��= ias�uance Pc+rnuums.it any:'(e)YearIY awttga$e insuran�x pcemium�•j�a�Y;a�d{�j.any sus�c-PaYabtt by�w77 s°e
<br /> - i,����c�a�e with�he p�ovuions af pnra g r a p l i 8.�u lieu of the payme�►t of mortgage insurance preml .
<br />� iums ace ca11M"Escrow Iums." l.cnda may.at any time,rnUoct and 6otd Fimds�n an artwaat aot to exceed tbe rnaxtmmn
<br /> �.,; artwunt a Itader fa a feder�tlY nlated mortgage toan may reqaize for Barower's escmw accoant under the federal Real ._
<br />��:t E�ate Settlement.p�ocatuces Act of 1974 as anxnded from dme to tune.l2 U.S.0$2601 et seq.("RFSPA'7.unJess anatl� ,
<br /> �';�: 1aw tbat apptiea to tl�e Fonds sets a te.sser amoun� If so,Lender may.at any time,coUect aud�old Funds in an amount aot to . ----
<br />;_._:_� excad tbe lesser amo�u�� Lender may estiaute the amoimt of Fnnds due an the f�asis of caaent datz and;seasonabk -----
<br /> = es�nates of eupeadituses of fimm F.sc[�aw Items or otberwise in�cco�ance with applicahle taw. instruma�talitY.ur entity ---.-
<br /> -° � � Ttie Funds shall be held in an instimdan whosc deposiu are inwred by a federal aS�Y• _-W.-
<br /> (iacluding I.ender.if Lrnder is such ao insututioa)or in any Federal Hane Loan Banic. l.ender shati appty ihe Funds to pay � �_-
<br /> _ the Escrow items. lander may not charge Bartower for holding an0 applying the Funds.artnually analyzing the escrow =-_.
<br /> � .:.:� �cxonnt,or verifying tbe Esc�ow Items. unless i.ender pays Borrower interest on tbe FUnds and applicable 1aw pecmits r __=� •-
<br /> Lerider to make such a ct�arge. Howeces I�et?��Y.�9u���0wer to pay a one-time charge for an independent�eal ,�., ,;.
<br /> wiih th i s IoaR,u n k s s app l�C a b i e l a w p r ovtdes otberwise. Unless an , �_:-:
<br /> estate tax reportinS service used by L�i��aaaKiun _.x�: �._.._
<br /> � ".�:.:' ; t is made or plicable law i�.�n�rest to be d lxndec shall noi be required ta pay Bomower a�ry intaest or -�.=
<br /> •, � � � '` m w�riting,however.that interest shall be paid on ihe Funds. Lender ,��.--.�_
<br /> . .�.-. �ongs the Pimds Borrower and l.enderinay agnee' --,._:�::. "
<br /> shalt give to Burrower.withoue ct��e.an annual accaunung of the Funds.showing credits and de6iu to the Fundc and the :;'•y;,:,:�: '.
<br /> .'• � ; purpuse for wdicb each debit to the Funds was made. The Funds are pledged as�addiu�secvritY for all sums secaced by :
<br /> � , :� . �s,:,;ri.:F-..�_
<br /> • `.v`�` ` tlus Security InsVUmerrt. ,
<br /> � � _��:
<br /> -. +� If the Funds held by [.ender exceed the amaunts permitted w be heid_by applicable law.l.ender shall accouiit to ��-,-�.�,_
<br />� ' Borrower for the eacess Funds in accardance witt►the requirements of applicable law. If the amount of the Funds he1Q bY '. �=
<br /> ` •� �� • [.endec at any time is noi 3afticient to pay the Escrow Ttems whe�t due.Lender may io notify Borrower in writing,aod,in :�_��;�:,
<br />'_ •_,.�'�': . sBda sase Borrower shall pay to f.ender the amount necessary to make up the deficiency. Boirower shall make ap t1�e —_�'�.»,_._
<br /> �` :�_- . defceieney in nu more than twelve monthlY payments.at Lender's sole diseretion. :-�+c�s::,,:��
<br /> ` ' °,�j �.• Upon payment in full of ail sums secured by this Security Insttument,L.ender shall promptly refund to Bm�c►c�:'any ;`.��;��-
<br /> s Funds held by i.ender. If.uttder paragraph 21.Lender chall acqaire or sell the Ptoperty.Lender,pnar to the aoquisition or ',:
<br /> ;:` i ._- t= sate of the Property.snap apply any Funds held by Lender at the time af acquisition or sale as a cx�dit against the sums _
<br /> ��•.� • ,� .
<br /> �. ,; secured by this Securiry[nsuumen� , _
<br /> ` ' ��� _, 3. Application ot Payments. Unless applicable law provides otherwise.all payments received by l.ender under _-
<br /> ' paragraphs 1 and 2 shall be applieA:first,to any prepayment charges due under the Nate;second,to amounts payable�under �. ,,,�
<br /> �� _ � paragraph 2;third.to interes�t due:fourth.to principal due;and last.to any late charges due under ihe Note.
<br /> ;,. � •.;. ,4.
<br /> "" � . 4. C6��LAma Bonower shall pay all taxes.assessments. c6arges.fines and imposiUOns attributable to the �,,- � r' :;.
<br /> . -�;:.�r_': r
<br /> ����, _ ' proyerty which un_.:'attain priority over this Security lnstrument.and Ieasehold payments or ground rents.if any. 8omnwer -�
<br /> ' ' '*:�`"�y shall pay�hese ofiligaaons in the manner pravided in paragraph 2,or if not paid in that manaer.Borrower sha11 pay�hem on • � � '-�'.
<br /> i:.� -'=1;: dme direci! co the on owed ayment. Borrower shall prompdy fumish to Lender all notices of amounts to be Dai3 ander •
<br />' ', '�':F � this paragraph� If Bonower makes these payments directly_Borrower shall promptty fumish to l.ender receipts evut-�cing '
<br /> . . ,.i:Y._•,: , t���ents. . � `
<br /> �. ' '`���'• � ! Borrower sha11 promptty dischacge any lien which has priority nver this Securiry tnstrumem unless Borrower.(a�agrees b.`;, R' _
<br /> '1 in writing to the payment of the obliganan secured by the lien in a manner acceptabte to Lender.(b)contests in good f.�the .*�'�_
<br /> � ; z", � lien by.or defends against enfonement of the licn in,leg�l proceedings which in thc Lender's opinlon operate to pre��1 the
<br /> • ' �`�'� • � enforcement of the lien:or(c)sacures fram the holder af the hen an agreement satisfdctory to l.ender subordinatung.�t�,lun „_
<br /> . - '� ,��;� � ta this Security Instrument. f€Cr�ider determines that any pa»of the Property is subi�cx to a licn which may attair_�ority
<br /> ' � `<_�;��.:_. :. - over this Securetg f¢strumen�Lender may give Bartowcr a notice identifying the 1ie�. Sarrower shall satisty the lien or take
<br />� ��-.�Y`'�:".." . one or more of tiv�a�ct�ons set fonb above withln f0 days of the giving of r�ci�:e. . ,
<br /> � � � S, tiar.�cd or Property lnsuranca Borrower shall keep the imprc:ements now existing or hereafter erected on the .
<br /> �� ° � Peoperty iasured against loss by fire,hazards included within the tcrm"extendcd covcragc"and any other hazurds.inctuding _
<br /> '•'"; �':. •�� � • , ftoods or flooding.for which Lender ceyuires insuranrc. 'i'his insurance shal! bc maintained in 1he amounts an�for ihe
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<br /> ;�`_ ��': �~, ' Parm3s28 9Np /paQe l nJb page.tJ ,
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