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<br /> --�-a �_All �i��5���50 bG aMfCfCd�tbLS SECIR1Ly
<br /> - ""`�-r......N-:�.`^:-...----.:�.=��=-�[�lA� — ---�----------
<br /> �insuument. Alt atdie faegoie8is tefened to m this SecuritY Inswmenl - _ —_
<br /> BORROWFR COV�i�NTS tfiat Bonuwer is lawfutfy scised of the estue t�eie6y oonveyed aad Las an'�w�� �
<br /> . and�ao,vey tUe Ptope�ty and that dre I'topercy is�umix�ed.except foa�encum6r�nces af t�ecord. Bo� . .
<br /> � wiil defrnd geuer�lly tho etk w the�PmpertY�ast ail ciaims aad dan�nds.subject w�ny eocumbr�nces of recoN.
<br /> 'Pt�S SECURITY IIvSTRUN�NT cotnbines unifam cavenants for national�.se and non-nnifam ooveaarits with �
<br /> � timited variations by jarisdiction to caistiwoe a�ifam sec�n'ity insuannea cm�erinS oea�P�P�Y. , _ -
<br /> IirTIF(MM COVENANTS. Burrawer�d Lender covenant aM ag�ee as fdioar�
<br /> l. P�nat o�Psi�eipN a�d 6[e�sst;�repq�n4!tl�••alc Ciar�es. Barower shatt pcamply PaY whco�e the �
<br /> . -Princip�l of�nd i�ecest oo the debt evidenced by the Note u�d anY P�Y�t aad iate charges due under the Note.
<br /> , t FLM�tae Tarss a�i I�a�� Subject w applicable laa or to a writkn w�iva by Leader,BoROwer siall pry ta
<br />-- � l.ender on t6e day rt�au�1Y PaYn�nts aoe du�undet the Nnte,m�W the Kcxe is paidin.fult a sum l"faods'�for:(a)Yad3►
<br /> tues and ascessmaus w6ich may attam prioritY ova this Secutiity Insu�rr�ent as a(ien on[he Propecty:(b)yat1Y k�dqW .
<br /> __ -- pyyments ar g�uwtd tents on the.Roperty. if my�.(e)Y�tr1Y hu�°i p�°'P�Y inm'�.+Me premwms: td)Y�Y �
<br /> iasurance P�niums.if any;(e)Year1Y mort8a8�ins�r�p��nms,if any;atid(f�anY su�P�Y��Y Bamwer to ` .
<br />--- - - Lef�der.in accacd�nce v�nth the p�ovisiaas of puag�aph 9.urlie�of Ei�e ifa�r�tent cs€�ortgsSe�c�mt�--�"�--
<br /> iums a�t+eallod°E.scmw Items." I.e�der may,at my time,coAect aod hoW A�ds in aa arrw►u�t not ta exceed the ma�cimum . .
<br /> °- amo�ant a lendec for a federaUY ielated mortgage loan may�uire for BoROwa's e.ccrow aaeount under tl�e federal Real
<br /> -__ EFtau SettlertKnc Pracedunes Act of 1974 as amended fran time to time.l2 U.5.C.$Zb01 u seq.("RESPA'�,uNess another
<br />:�T=• � Iaw tbat appiies to ti�e Fvnds sets a lesser amount If so,l.ender may.at any time.cdlect and hold Fiu�ds in�n amount not to :
<br /> -- — , excaed the tesser anwaa� Lenckt may ts6a�ate the amount of Fimds due an thc isasis of curreat data and rea.wnabte
<br />_ -- . estimues of expenditures of future Escmw Items or ott�erwise in acc�rAance wettt applicable law.
<br />- - The�unds sl�all be held'm an institution wbose depasits are insured by a foderal agency.inswmrnwlity.or enpty
<br /> (includit�8 LRnder.if l.tnder is sucb aa in�titution)ar in any Tederat Heme I.oan Bank. Lender shaii�pply ihe Funds W pay
<br />° the Fscrow Items. Lender tnay:flot charge Bomnwer for hotd'�g artd apptying the Funds,annualty at�alyxing die eserow
<br /> a�coun�or verifying the Fscmiv Item.g.unless l.ender pays Bomuwer interest an the Funds and applicable law pe�mits
<br /> • � I.endec to make such a charge. However.l.ender may req�Bamwer ca pay a one-rime charge foF an independent rzal _ _
<br /> � cab2e law vides othemise.�Unless an �—
<br />_ -- ._ ' esiafe tax repoRing secv�ce used by Lcttder in canne�tion witb this loan.unless appli Aro ____
<br />• ��� • ag�nt�S made ar applicabte law requires i�rte�est ta be paid.Lender shall not be required Eo pay Bortawer any interest ar �n�.!,
<br /> - �ngs on the�nds, gorrower and l.ender may agree in writing,Qowever.that intecesl shall be paid on ihe Funds. 1-ender �"`'��_-_
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<br /> shali give to Borrower:without charge.an annual aceoundng of the Funds,shuwing credits aad debits to the Fwids and the ��`
<br /> ' �e' ��'��%� se for wUich each debit to the Funds was made. Tde Funds ue pledged a4 additional securiry for all sums secure6 by `�t-'�
<br /> ,.. . Purpo '
<br /> :_•Y���_-
<br /> .. � . this Security Instt{imen� "'l' '�'�
<br /> r ;�-:�� If the Funds hetd by l.ender eaeeed[he a�nounts Permitted to be held by applicabte law. Lender shall account to �._�
<br /> ` ` �` Borrower for tiie excess Fundc in accordance�+�the requitemenu of applicable law. if the amount of the Funds held by , :,.,Yti
<br />= i` � �''= Lender at any time is not suffici�mt to pay t���a�v Items when due.i.ender may so notify Bortower in writing,and.in
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<br /> _ - ..� ,, .� such c�.se Borrawer sha11 PaY w Lender the�a-�onnt�ae�.ca�+ to maice up the�eieney. Borrower shall make up the y��,
<br /> -�'`• �=�=� � . d�s'sency in no more than twe��rsonthly pajznenu,at Lenc�r's sotr discretion.
<br /> ' f -�.:� :.. , j�a�.•f_�.
<br /> � Upon payment in fuii ot a.l sums secure�by this Security Insdument,Lender shall promptly refund to Borrower any ,��
<br /> 4: s` .� t,� Funds hetd b Lender. If.under ara h�E.I.ender shall acquire or sell the Property,Lender.pnor to the acquisition or � �_��'z
<br /> =:'A:.''� . y P S*aP .
<br /> �s:>'�"; •� �' sale of We Property.shal)appty any Funds S�e1d by Lender at the time of acquisition or sale as a credit against the sums �F- ;:-- .
<br /> � �z_:.. . �
<br /> "'-� '� secured by this Security Instrument. , .
<br /> ' � �� � 3. ApplieAtion o�Payments. Unles.s applicable law provides otherwise.all payments received by l.ender under , j �
<br /> - paragraphs 1 and 2 shall be applied:firs�t.ta any prepayme�t charges due under the Nate:seconQ to amaunu payable under ,,
<br /> '� paragraph 2;third to interest due;founh.ta principal due;an d last,to any la te c harges d u e u n d e r t h e 1�1 o t e. �'.,�''�.
<br /> '`�,�,., �rt`,:'°:.,, ' 4. C6arg�; Liens. Barrawer shall pay all taxes. assessments, charges, fines and inipositions attributable to the . :
<br /> ��'>': propetty which ir,y attain priority over this Security Instrument.and leasehotd payments or gaund renic.if any. Borrower , �
<br /> � . �-" shall pay these obligauons in the manner providec!in paragrapb 2.or if noi paid in that manner.Hortower shall pay them on � �
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<br />. '`"`=='= •� ei��direcily to the pesson owed payment. 8orrawer shall promptly fumish to l.endcr aU natices of amounts to be pasd under
<br /> • �, 'x,s"=�;•, .�.'�;; ¢�ns.garap�aph. Ii Hocrowec c^.:Res these payments direct�y;�orrower shall promptly fumish to Lender receipts e�-`�^cing , •
<br />. ..�:��;-1=�:�'�;�. t*re payments. . .
<br /> - :#;:,. , Bortower shull prampdy dischazge ar+y d"s�which has pdnrity aver this Sewrity Instrument unless Barrawer.(a)agrees
<br /> In writing to the payment of the obtigat�on��sured by the lien in a manner acceptable to Lender.(b)contests in gaod faith tfie -= '
<br />". _ V ,•;. lien by.or defends a�ainst enforcement of the lien in.tcgal praccediagx which in the l.endcr's apiniin:aperate to prevent the .
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<br /> � „ ' ��r►`��� enfarcement of the 1ien;or(cb�cures from the holder of the lien an agrcement satisfa�to l.ender subordinating the licn , .
<br /> `"'���;�•:' • to this Security instrumen� I�U.ender detennines that any part of the Praperty is sub3��to a lien which may attain priority •
<br /> �y..M� L _. � ,
<br /> �< •?�!.f::. over this Secunty lnsirumen�i.ender may give 8orrawer A notice identifying the lien. Sorrawer shall�atisfy ihe lien ortake �;
<br /> ;';!,:. �:. ._.. .
<br /> �� "��� one or more of tt*s actions set fonh above wn�in ill d•ryx Uf the giving af haiice.
<br /> .,�;�•;.��� . • S, Ha�rd oe PropeKy In.surance. Borrowcr shali kecp the impra�•emcnts nou exictin�or hereafter crected on thc . �
<br /> � •� • " Properiy insured against loss by fire.har.�rds included within the term"extended covera�e"and any�other hazardc,including ,
<br /> � -- - - - � - f[voct�or Qooding, for which b,ender rcauires insurance. This insurnnce.rhall be main[:►ined in ihe amounts an8 for the
<br /> � . . '�'�fi..,.:�:�.�: t . . ' �• . .
<br /> , �.�• `'' , _ Form 3628 9190 !/w�e:nf A1kIRPl) ���. •
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