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��U�7�� 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreernents contained in this 5ecurity lnstrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security Instniment (such as a praceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instruznent or to enforce laws ar regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under thi5 Security Instrument, including pratecting and/or assessing the value of the Praperty, and securing and/or repairing the Property. Lender' s actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/ar righcs under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, chan�e locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or of£ Although Lender may take action under this Section 9, Lender doe� not have to do so and is not under any duty or obligation to do so. It is agreed that Lander incurs no liability for not taking any or a11 actiona authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These arnounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payrnent. If this 5ecurity Instrument is on a leasehold, $orrower shall comply with all the provisions of the lease. �f Borrower acquires fee title to the Property, the leasehold and the fee title sha11 not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender reqnired Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage In.surance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available fram the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the prerniums for Mortgage Insurarice, Borrower shall pay the premiums rec�uired to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Bonower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mort�age Insurance. Such loss reserve shall be non-refundable, nptwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becames available, is obtained, and Lender requires separately designated payrnents toward the prexniums far Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the prexniums required to rnaintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ands in accordance with any written agreement between �rrower and Lender providing for such termination or until terminatian is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation tn pay interest at the rate providad in the Note. Martgage Insurance reimburses Lender (or any entity that purchases the Note) far certain losses it may incur if Borrower does not repay the Loan as agreed. Boxrawer is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce lassas. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreeznents. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). 230930 NEBRASKA - Single Family - Fannle Mae/Freddie Mac UNIFORM INSTRUMENT � � �-6(NE) �os� �> Page 8 of 15 iniciais ,��_�`� Form 3028 1/01 �