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201�07707 (0) "Periodic Payrnent" means tha regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amount5 under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing re�ulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Izastrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a"federally related xnortgage loan" even if the Loan daes not qualify as a"federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrawer" means any party that has taken title to the Property, whether or not that party has assurned Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower' s covenants and agreernents under this Security Instrument and the Nate. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of HALL . [Type oF Recording JurisdictionJ [Name nf Recording 7urisdiction] LOT �IGHT (8), IN BLOCK ONE (1), PONDEROSA LAKE ESTATES SUBDIVISION, IN THE CITY OF GRANq ISLAND, HALL CqUNTY, NEBRASKA Parcel ID Number: 400327120 55 PONDERQSA DR GRAND ISLAND ("Property Address"): which currently has the address of [Street� [city], Nebraska 68803 [zip coae] TOGETHER WITH all the improvern�nts now or hereafter erected on the property, and a11 easements, appurtenances, and fixtures now qr hereafter a part of the property. All replacements and additians shall also be cavered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." �ORROW�R COVENANTS that Bozrower is lawfully seisad of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. 230924 NEBRASKA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT �-6'NE) (0811) Page 3 of 15 in�n�i5: � Form 3028 1101 m