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<br />premiums, if any, or any sums payable by Borrower to Lender in lieu of the payment of Mort�a�;e
<br />Insurance premium5 in accordance with the provisions of Section 10. These items are called "Escrow
<br />Items." At ori�ination or at any time during the term of the Loan, Lender may require that ComrnuniCy
<br />Association Dues, Feea, and Assessments, if any, be escrowed by Borrower, and such dues, fees and
<br />assessments shall be an Escrow Item. Borrower shall promptly furnish to Lender all notices of amounts to
<br />be paid under this Section. Borrower shall pay Lender the Funds for Escrow Items unless Lender waives
<br />Borrower' s obligation to pay the Funds for any or all Escrow ltems. I.,ender may waive Barrower' s
<br />obligation to pay to Lender Funds for any or all Escrow Items at any time. Any such waiver may only be
<br />in writing. In the event of such waiver, Barrower shall pay directly, when and where payable, the amounts
<br />due for any Escrow Items for which payment nf F"und5 ha� been waived by Lender and, if Lender requires,
<br />shall furnish tn Lender receipts evidencing such payment witk�.in such time period as Lender may require.
<br />Borrower' s obligaCion to make such payments and to prnvide receipts shall for all purposes be deemed to
<br />be a covenant and agreemeni contained in tlzis Security Instrument, as the phrase "covenant and agreement"
<br />is used in 5ection 9. If Borrower is obligated to pay Escrow Iterns directly, pursuant to a waiver, and
<br />Borrower fails to pay the amount due for an Escrow Item, Lender may exercise its rights under Section 9
<br />and pay such amount and Borrower shall then be obligated under Section 9 to repay to Lender any such
<br />amount. Lender may revoke the waiver as to any or all Escrow Items at any time by a notice given in
<br />accordance with Section 15 and, upon such revocation, Borrower shall pay to Lender all Funda, and in
<br />such amounts, that are then required under this Section 3.
<br />Lender may, at any time, collect and hold Funds in an amount (a) suf�cient to permit Lender to apply
<br />the Funds at the time speci�ed under RESPA, and (b) npt to exceed the maximum amount a lender can
<br />require under RESPA. Lender shall estimate the amount of Funds due on the basis of current. data arad
<br />reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with Applicable
<br />Law.
<br />The FundS shall be held in an institution whose deposits are insured by a federal agency,
<br />instrumentality, or entity (including Lender, if Lender is an institution whose depnsits are so insured) or in
<br />any Federal Home Loan 13ank. Lender shall apply the Funds to pay the Escrow ltems no later than the time
<br />specified under RBSPA. Lender shall not charge Borrower for holding and applying the Funds, annually
<br />analyzing the escrow account, or verifyin�; the Escrow Items, unless Lender pays Borrower interest on the
<br />Funds and Applicable Law permits Lender to make such a charge. Unless an agreement is made in writing
<br />or Applicable Law requires interest to be paid on the Funds, Lender shall not be required to pay Borrower
<br />any interest or earnings on the Funds. Borrower az�d Lender can agr�e in writing, however, that interest
<br />shall be paid on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the
<br />Funds as required by RESPA.
<br />If there is a surplus of Funds held in escrow, as defined under RESPA, Lender sha11 account to
<br />Borrower for the excess funds in accordance with RESPA. If there is a shortage of Funds held in escrow,
<br />as defined under RESPA, I,ender shall notify Borrower as required by RESPA, and Borrower shall pay to
<br />Lender the amount neces5ary to malce up the shortage in accordance with KESPA, but in no more than 12
<br />monthly payments. If there is a deficiency of Funda held in escrow, as defined under RESPA, Lender shall
<br />notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary ta make
<br />up the deficiency in accordance with RESPA, but in no more than 12 monthly payments.
<br />Upon payment in full of a11 sums secured by this Security Instrument, Lender shall prornptly refund
<br />to Borrower any Funds held by Lender.
<br />4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, f�nes, and impositions
<br />attributable to ttae Prpperty which can attain priority over this Securiry Instrument, leasehold paym�nts or
<br />ground rents on the Property, if any, and Community Association Dues, Fees, and Assessments, if any. To
<br />the extent that these items are Escrow Items, Borrower shall pay them in the manner provided in Section 3.
<br />10-09-000018
<br />NEBRA5KA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT
<br />� -6(NE) �oaii> Page5 of 15 in�t�ais:�� �n(� Form 3028 1101
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