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�� <br />� <br />� <br />� - <br />� � <br />,.� ....� <br />� <br />e � <br />� �� <br />W <br />� � <br />MI� <br />..■,� <br />�w <br />� <br />I� <br />i <br />� <br />� <br />� <br />� <br />____ .�fter Recording Return To: <br />HER�TAGE BANK <br />1333 N WESS ROAD <br />GRAND ISLAND, NEBRASKA 68803 <br />Loan Number: 00-1431 <br />D�FINITIONS <br />� <br />� <br />C <br />„�znv <br />n c�e� � <br />�a <br />r""` r�; ,Z <br />y � c'v"�", 4'? Cl��> � <br />O <br />���, r ��;�, � � � � CT7 <br />r--� <br />� � �� � `< C� � � <br />._ `��i r ..� � �, F—�* va <br />> <br />�, � �� �- c� z <br />c;! �'` r <br />`-�1\ ....� � C.7 � "�"'� <br />rri <br />rY, �y �- � � <br />c:a � �— T:� �.7 C <br />~ ( _ � GJ � � rT'1 <br />\J'� y � � <br />1 � ._.1 w <br />� � � � � <br />�.._ 5 �5. So <br />[5pace Above This Line For Recording Data] <br />DEED OF TRUST <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 1$, 20 and 21. Certain rules regarding the usage of words used in this docwnent are also provided in Section 16. <br />(A) "Security Instruxnent" means this document, which is datetl OCTOBER 15 , 2 01 p , together <br />with all Riders to this document. <br />(B) "Borrower"is JACQUILYN D.M. WESTWOOD AND RICHARD A. WESTWOOD, <br />WTFE AND HUSBAND AS JTWROS <br />Borrawer is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a NEBR.A.SKA BANKING CORPORATION organized <br />and existing under the laws of NEBRASKA . <br />I.,ender's address is 13 3 3 N WEBB RO.AD , GR.AND I S LAND , NEBRAS KA 6 8 8 0 3 <br />Lender is the beneficiary under this Security Instrurnent. <br />(D) "Trustee" is US BANK N. A. <br />(E) "Note" nnearAS the prornissory note signed by Borrower and dated OCTOBER 15 , 2 010 . <br />The Note states that Banawer owes Lender E I GHTY - F T VE THOUSAND FOUR HUNDRED <br />AND 00/100 Dollazs (U.S. $ $5, �400 . 00 ) <br />plus interest. Borrower has prornised to pay this debt in regular Periodic Fayments and to pay the debt in full not later <br />than NOVEMBER 1, 2 09: 0 . <br />(F� "Property" rneans the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrurnent, plus interest. <br />(I� "Riders" rneans all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />� Adjustable Rate Rider <br />[] Balloon Rider <br />[� 1-4 Family Rider <br />� Condominium Rider <br />� Planned Unit Develapment Rider <br />[] Biweekly Payment Rider <br />� Second Horne Rider <br />❑ Other(s) [specify] <br />(I) "Applicable Law" means all contrvlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect af law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(� "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, ho:meowners assaciation or similaz <br />arganization. <br />� <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT DocMaglc � aoo-sas-r3ss <br />Form 3Q28 1/09 Page 1 of 11 www.docmagic.com <br />Nc3Q28.dvt.xml <br />