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201007625
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Last modified
10/15/2010 4:23:31 PM
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10/15/2010 4:23:30 PM
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DEEDS
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201007625
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�oioo�ezJ <br />9. Protection of Lender's interest in the Property and Rights Under this Security Instrument. If <br />(a) Borrowcr fails to perForm the covenants and agreements contained in this Security Instruunent, (b) there <br />is a legal proceeding that might significantly affect Lender's interest in the Prnperty and/or rights under <br />this Security Instrument (such as a proceeding in bankruptcy, probate, for condcmnation or forfeiture, for <br />enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or <br />regulations), or (c) Bvrrower has abandoned the Property, then Lender rnay do and pay for whatever is <br />reasonable or appropriate to protect Lender's interest in the Property and rights under this Security <br />lnstrurnent, including protecting and/or assessing the value of the Property, and securing and/or repairing <br />the Property. Lender's actions can includa, but aze not limited to: (a) paying any sums secured by a lien <br />which has priority over this Security Instrument; (b) appearing in court; and (c) paying xeasonable <br />attorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including <br />its secured position in a bankruptcy proceeding. Securing the Property includes, but is nat limited tn, <br />entering the Property to make repairs, change locks, replace or board up doors and windows, drain water <br />fram pipes, elirninate building or other code violations or dangerous conditions, and have utilities turned <br />on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is not <br />under any duty ar obligation to do so. It is agreed that Lender incurs no liability For not taking any or atl <br />actions authorized under this Section 9. <br />Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower <br />secured by this Security lnstrument. These amounts shall bear interest at the Note rate from the date of <br />disbursement and shall be payable, with such interest, upon notice frorn Lender to Borrower requesting <br />pa � If this Security Instrument is on a leasehold, Borrower shall comply with a11 the provisions of the <br />lease. If Borrower acquixes fee title to the Property, the leasehold and the fee title shall not merge unless <br />Lender agrees to the rnerger in writing. <br />10. Mortgage Insurance. If Lender required Mortgage Jnsurance as a conditinn of making the Loan, <br />T3orrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, <br />the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that <br />previausly provided such insurance and Sorrower wt�s required to malce separately designated paytnents <br />toward the premuums for Mortgage Insurance, Borrower shall pay the prezniums required to obtain <br />coverage substantially equivalent to the Mortgage Insurance pteviously in effect, at a cost substantially <br />equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate <br />mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not <br />available, Borrower shall continue to pay to Lender the amount of the separately designated payments that <br />were due when the insurance coverage ceased to be in effect. I.ender will accept, use and retain these <br />payments as a non-refundable lvss reserve in lieu of Mortgage Insurance. Such loss reserve shall be <br />non-refundable, notwithstanding the fact that the Loan is ultixnately paid in full, and Lender shall not be <br />required to pay Borrower any interest or earnings an such loss reserve. Lender can no longer require lass <br />reserve payxnents if Mvrtgage I�surazace coverage (in the amount and fox the period that Lender requires) <br />provided by an insurer selected by Lend�r again becomes available, is obtained, and Lender requires <br />separately designated payments toward the premiums for Mortgage Insurance, If Lender required Mortgage <br />Insurance as a condition af making the Loan and Borrower was required ta make separately desi�nated <br />payments toward the premiums for lvlortgage Insurance, Borrower shall pay thc premiums required to <br />maintain ivTort�age Insurance in effect, or to provide a non-refundable loss reserve, until I,ender's <br />requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and <br />Lender providing for such terrnination or until terrnination is required by Applicable Law. Nothing in this <br />Section 10 affects Borrower' s obligation to pay interest at the rate provided in the Note. <br />Mortgage Insurance reimburses Lender (or any entity that purchases thc Note) for certain losses it <br />may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage <br />lnsurance. <br />Mortgage insurers evaluate their total risk on ail such insurance in force from time ta time, and may <br />enter into agreernents with ather parties that share or modify their risk, or reduce losses. Thes� agreements <br />are on terms and conditions that are satisfactory to the raortgage insurer and the other party (or parties) to <br />these agreements. These a�xeements may require the mortgage insurer to make payments using any source <br />of funds that the mortgage insurer may have available (which may include funds obtained froxr► Martgage <br />Insurance premiums). <br />8800885775 8800885775 <br />NEBRA5KA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT WITH MER"�_ ' <br />� -6A(NE) (os�o) PagaB af 15 Initials: _��L1/I Form 3028 7101 <br />m "� <br />(� � <br />
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