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�oioo�ezJ 9. Protection of Lender's interest in the Property and Rights Under this Security Instrument. If (a) Borrowcr fails to perForm the covenants and agreements contained in this Security Instruunent, (b) there is a legal proceeding that might significantly affect Lender's interest in the Prnperty and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condcmnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Bvrrower has abandoned the Property, then Lender rnay do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security lnstrurnent, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can includa, but aze not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying xeasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is nat limited tn, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water fram pipes, elirninate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty ar obligation to do so. It is agreed that Lender incurs no liability For not taking any or atl actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security lnstrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice frorn Lender to Borrower requesting pa � If this Security Instrument is on a leasehold, Borrower shall comply with a11 the provisions of the lease. If Borrower acquixes fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the rnerger in writing. 10. Mortgage Insurance. If Lender required Mortgage Jnsurance as a conditinn of making the Loan, T3orrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previausly provided such insurance and Sorrower wt�s required to malce separately designated paytnents toward the premuums for Mortgage Insurance, Borrower shall pay the prezniums required to obtain coverage substantially equivalent to the Mortgage Insurance pteviously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. I.ender will accept, use and retain these payments as a non-refundable lvss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultixnately paid in full, and Lender shall not be required to pay Borrower any interest or earnings an such loss reserve. Lender can no longer require lass reserve payxnents if Mvrtgage I�surazace coverage (in the amount and fox the period that Lender requires) provided by an insurer selected by Lend�r again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance, If Lender required Mortgage Insurance as a condition af making the Loan and Borrower was required ta make separately desi�nated payments toward the premiums for lvlortgage Insurance, Borrower shall pay thc premiums required to maintain ivTort�age Insurance in effect, or to provide a non-refundable loss reserve, until I,ender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such terrnination or until terrnination is required by Applicable Law. Nothing in this Section 10 affects Borrower' s obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases thc Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage lnsurance. Mortgage insurers evaluate their total risk on ail such insurance in force from time ta time, and may enter into agreernents with ather parties that share or modify their risk, or reduce losses. Thes� agreements are on terms and conditions that are satisfactory to the raortgage insurer and the other party (or parties) to these agreements. These a�xeements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained froxr► Martgage Insurance premiums). 8800885775 8800885775 NEBRA5KA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT WITH MER"�_ ' � -6A(NE) (os�o) PagaB af 15 Initials: _��L1/I Form 3028 7101 m "� (� �