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201007625
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Last modified
10/15/2010 4:23:31 PM
Creation date
10/15/2010 4:23:30 PM
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DEEDS
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201007625
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2oioo7s2� <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has <br />the right to grant and convey the Property and that the Property is unancumbered, except for encumbrances <br />of record. Borrower waxrants and will defend generally the title to the Property against all claims and <br />demands, subject to any encumbrances of record. <br />THIS SECURITY INSTItUMENT combines uniForm covenants for national use and non-uniform <br />covenants with limited variations by jurisdiction to constitute a uniform security instruYtient covering re�,l <br />property. <br />IJNIFORM COVENANTS. �3orrower and Lender covenant and agree as follows: <br />1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. <br />Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note aaad any <br />prepayment charges and late charges due under the Note. Borrower shall also pay funds for Escruw Itams <br />pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U. S. <br />currency. However, if any check or other instrurnent received by Lender as payment under the Note or this <br />Security Instrument is returned to Lender unpaid, L,ez�der may require that any or all subsequent payments <br />due under the Note and this Security Instrument be made in one ar more of the following farn�s, as <br />selected by Lender: (a) cash; (b) maney order; (c) certified check, bank check, txeasurer's check or <br />cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a <br />federal agency, instrumentality, or entity; or (d) Electronic Funds Transfer. <br />Payments are deemad received by Lender when received at the location designated in the Nate or at <br />such other location as may be designated by Lender in accordance with the notice provisions in Section 15. <br />Lender may return any payment or partial payment if the payment or partial payrnents are insufficient to <br />bring the Loan current. Lender may accept any payment or partial payment insufficient to bring the Loan <br />current, without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial <br />payments in the future, but Lender is not obligated to apply such paynnents at the time such payments are <br />acccpted. If each Periodic Payment is applied as af its scheduled due date, then Lender need not pay <br />interest on unapplied funds. Lender may hold such unapplied funds until Borrower makes payment to bring <br />the Loan current. If Borrower does not do so within a reasonable period of time, Lender shall either apply <br />such funds or return them to Borrower. If not applied eazlier, such funds will be applied to the outstanding <br />principal balance under the Note immediately prior to foreclosure. No offset or claim which Borrower <br />rnight have now or in the future against Lender shall relieve Barrower from making payments due under <br />the Note and this Security Ins�rument or performing the covenants and agreements secured by this Security <br />lnstrument. <br />2. Application of Payments or Proceeds. Except as otherwise described in this Section 2, all <br />payments accepted and applied by Lender shall be applied in the following otder of priority: (a) interest <br />due under the Note; (b) principal due under the Nate; (c) amounts due under Sectinn 3. Such payments <br />shall be applied ta each Periodic Payment in the order in which it became due. Any remaining amounts <br />shall bc applied first to latc charges, second to any other amaunts due under this Security Instrument, and <br />then ta reduce the principa] balance of the Note. <br />If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a <br />sufficient amaunt ta pay any late charge due, the payment may be applied to the delinquent payment and <br />the late charge. If more than one Periodic Payment is outstanding, Lender may apply any payment received <br />firom Horrower to the repayment of the Periodic Payments if, and to the extent that, each payment can be <br />paid in full. To the extent that any excess exists after the payment is applied to the full payment of one or <br />more Periodic Payments, such excess may be applied to any late charges due. Voluntary prepayments shall <br />be applied �rst to any prepayment charges and then as described in the Note. <br />Any application of payments, insurance proceeds, or Miscellaneous Proceeds to principal due under <br />the Note shall not extend or postpone the due date, ar change the amount, of the Periodic Payments, <br />3. Funds for Escrow Items. Barrower shall pay to Lender on the day Periadic Payments are due <br />under the Note, until the Note is paid in full, a sum (the "Funds") to provide for payment aF amounts due <br />for: (a) taxes and assessments and other iterns which can attain priority over this Security Instrurnent as a <br />lien or encumbrance on the Property; (b) leasehald payments or ground rents on the Property, if any; (c) <br />premiums for any and all insurance required by Lender under Sectian 5; and (d) Martgage Jnsurance <br />88D0885775 8800885775 <br />NEBRASKA - Single Family - Fannle Mae/Freddie Mac UNIFORM INSTRUMENT WITH MER <br />�-BA(N6) �oato� Page4 of 15 i��t�ais: Form 3028 1101 <br />� <br />[/� �/! <br />
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