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<br />(5pace Above This Line For Re�ording Data)
<br />DEED OF TRUST ,
<br />(PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br />BY THTS DEED OF TRUST)
<br />THIS DEED OF TRUST ("Security Instrument") is made on October 5, 2010. The grantor.. is JAYNE. A
<br />DECKER, A SINGLE PERSON, whase address is 2018 PIONEER BLVD, GRAND I$LAND, Nebraska
<br />68801-'7334 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Contract.
<br />The obligations of Borrowers who did nat sign the Cantract are explained further in the section titled Saccessors
<br />and Assigns Bound; Joint and Sever�l Liability; Accommodation Signers. The trustee is Arend R. Baack,
<br />Attorney whose address is P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home
<br />Federal Saviangs & Loan Association of Grand Island, which is organized and existing under the laws o£ the
<br />United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801
<br />("Lender"). JAYNE A DECKER has entered into a Equity - Line of Credit ("Contract") with Lender as of
<br />October 5, 2010, under the terms of which Borrower xnay, from tirae to time, obtain advances not to exceed, at
<br />any time, a***MA,XIMLTM PRINCIPAL AMOIINT (EXCLUDING PROTECTIVE ADVANCES)*** o£
<br />Fifteen Thousand and 00/100 Dollars (U.S. $15,000.00) ("Credit Limit"). Any pariy interested in the details
<br />related to Lender's continuing obligatian to make advances to Borrower is advised to consult directly with Lender.
<br />If not paid earlier, the sums awing under Borrower's Contract with Lender will be due and payable on October
<br />15, 2015. This Security Instrument secures to Lender: (a) the repayment of the debt under the Contract, with
<br />interest, including future advances, and all renewals, extensions and modifications of the Contract; (b) the payment
<br />of all other sums, with in.terest, advanced to protect the security of this Security Instrument under the provisions of
<br />the section titled Protection of Lender's Itights in the Property; and (c) the performance of Sorrower's
<br />covenants and agreements under this Security Instrument and the Contract. For this purpose, Borrower, in
<br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with
<br />power af sale, the follawing described property located in the COLJNTY of HALL, State ofNebraska:
<br />Address: 2018 PIONEER BLVD, GRAND ISLAND, Nebraska 68801-7334
<br />Legal Description: LQT FIVE (S), BLOCK "B", PARKVIEW SUBDIVISION IN THE CITY OF
<br />GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />TOGETHER WITH all the improvements now or hereafter erected an the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENAN"I'5 that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Sorrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and
<br />interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br />Applieable Law. As used in this Security Inshument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial apinions.
<br />Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines and impositions attributable to the
<br />Properry which may attain priority over this 5ecurity Instn►ment, and leasehold payment,s or ground rents, if any.
<br />At the request of L,endcr, Bonrower shall promptly furnish to Lender receipts evidencing the payments.
<br />Borrower shall promptly discharge any lien which has priority over this Security Instrument unless $orrower: (a)
<br />agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender; (b)
<br />contests in good faith the lien by, or defends against enforcement of the lien in, legal praceedings which in the
<br />Lender's opinion operate ta prevent the enforcement of the lien; or (c) secures from the holder of the lien an
<br />agreement satisfactory to Lender subordinating the lien to this Security Instivment. If L,ender determines that any
<br />part of the Property is subject to a lien which may attain priority over this Security Instrument, L.ender may give
<br />�7 200R-2009 Compliancc Systcros, Inc. 002D-SA76 - 2009.12368
<br />Consumer Real Estate - Seturity Instrument DL2036 Payc I af 5 www.campliancesystems.com
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