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2oioo�5s4 Borrower has entered into a home equity line of credit agreernent (the "T,ine of Credit Agreement") with the Lender, dated Septenr►ber OS, 2007, in the original maximum prin,cipal amount of $ 15,000.00. The Line of Credit Agreement is secured by a Deed of Trust dated the sanae date as the Line of Credit Agreement (together with any renewals, extensions, and modifications to it made prior to tlxe date of this Agreement, which is recorded in Book/Roll N/A at page(s) N/A of the County of HALL County, State of NESRASKA as document No. 020070908p (the "Security Instrument"), and covering real paroperty located at 1415 BASS RD, GRAND ISLAND, NEBRASKA 68801 (the "Property") and described as follows: THE FOLLOWING DESCRIBED REAL ESTATE (AS DEFINED IN NEB. REV, STAT. 76-201): LOT EIGHT (8), RAINBOW LAKE SECOND SUBDIVISION, HALL COITNTY, NEBRASKA. The Borrower has requested and the Lender has agreed to modify certain terms of the Line of Gredit Agreement and the Security Instrument as set forth below. All terms not defined in this Agreement shall have the same meanings as set forth in the Line of Credit Agreement. In consideration of the mutual promises contained in this Agreement, the parties agree as follows: Change in Credit L'tmit. The Lender and the Borrowar agree that the credit limit under the I,ine of Credit Agreement is hereby increased to $25,000.00 and that the lien of the Security Instrument shall secure the line of credit up to that amount as it is advanced and autstandin.g from time to time. Each reference in the Security Instrument to the maximum amouant of the line of credit is hereby amended to the extent necessary tv reflect the modified credit limit. Extension of the Dr�w Period and the Maturity Date. The Security Instrument is hereby amended to extend the Maturity Date from October 08, 2032 to October 08, 2047. As a precondition to making the changes set forth above, the Borrower hereby agrees to pay to the Lender at the time of signing this Agreennent the other finance charges and other charges that are enumerated and disclased on the attached final HUD Settlement Statement which is integrated by rcference into this Agreement. Excepc as amended by this A�reement, all terms and conditions of the Line of Credit and the Security Instrument (including any previous modifications) shall remain in full force and effect, and this Agreement shall not affect the Lender's security interest in, or li�n priority on, tre Property. The Borrower agrees to be bound by and to perf'orm all of the covenants and agreements in the Line of Credit Agreement and the Security Instrument at the time and in the manner therein provided. This Agreement shall not be construed to be a satisfaction, novation or partial release of the Line of Credit Agreement or the Security Instrurnent. By si�ning this Agreement, the Borrower represents and wazrants to the Lender that the Bor�'ower has no counterclaims, set-offs ar defenses ta the Bank's rights undear the Line of Credit Agreement or the Security Instxurnent. The Borrower agrees to pay or reimburse the Lender for any and all fees payable to public officials in connection with this Agreement, and the recording thereof, including any mortgage registry tax that may be due. Borrower hereby acknowledges Borrower has received, read and retained a copy of the Agreement and the HUD Settlement Statem�ent provided to me by Lender, all of which I agree to by signing this Agreernent. LOC Modification A rmt, HCWF#155v21 02/21/09) �/S �I��I��p��N�l��l�l�� DocumentsProcessed09-21-2010, 13:46:18