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�oioo��7� 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Banower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might signif3cantly affect I.,ender's interest in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation ar fprfeiture, for enforcement of a lien which may attain priority over this Security Instnunent or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then L.ender may do and pay for whatever is reasonable or appropriate ta protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Praperty, and securing and/or repairing the Property. Lender's actions can include, but are not limite� to: (a) paying any sums secured by a lien which has priority over this Security Instnunent; (b) appearing in court; and (c) paying reasanable attarneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a banla�uptcy proceeding. Securing the Property includes, but is not limited to, enteriang khe Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, elirninate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take action under chis Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agrced that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Bormwer secured by this Security Instrurnent. These arnounts shall beaz interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. . If this Security Instrument is on a leasehald, Borrower shall cornply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. lp. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the L.oan, Borrower shall pay the premiums required to maintaiu� the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previausly provided such insurance and Borrower was required to make separately designated paynnents toward the premiums for Mortgage Insurance, Borrovver shall pay the premiums require� to obtain coverage substantially equivalent ta the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, frorn an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Hoz�rower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased ta be in effect. I,ender will accept, use and retain these payrnents as a non-refundable loss reserve in lieu of Mort$age Tnsurance. Such loss reserve shall be non-refuindable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be r�quired to pay Borrower any interest or eamings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Inswrance coverage (in the amaunt and for the period that Lender requires) provided by an insurer selected by L.ender again becomes available, is obtained, and Lender requires separately designatal payments t�ward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition af making the Luan and Borrower was required to make separately designated payrnents toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required ta maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until ternunation is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borcower dces not repay the Loan as agrced. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or rnodify their risk, or reduce losses. These agreements are on terms and conditions that are sacisfactory to the mortgage insurer and the nther party (or parties) to these agreernents. These agreements rnay require the mortgage insurer to make payments using any source of funds that the mortgage insurer m�ay have available (which may include funds obtained from Mortgage Insurance premiums). NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-B�NE) �oat t1 Page 8 of 15 i nais: Form 302$ 1l07 R . x . ,. Y ... � �t �f �S . � .. .�� ,