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z4ioo�574 9. Protection of Lender's Tnterest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreemen�ts contained in this Security Instrument, (b) there is a legal proceeding that might signi�icantly affect Lender's interest in the Property and/or rights under this Seeurity Instnunent (such as a proceeding in bankxuptcy, prabate, for condemnation or forfeiture, for enforcement of a lien which rnay attain priority over this Security Instniment or to enforce laws or regulations), ar (c) Borrower has abandoned the Property, then Lendear may do and pay for whatever is reasonable or appropriate to prot�ct Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can include, buc are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in cpurt; and (c) paying reasonable attorneys' fe�es ta protect its interest in the Property and/or rights under tt�is Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not lirnited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Although I.ender may talce action under this Section 9, Lender does not have to da so and is nat under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall became additianal debt of Sorrower secured by this Security Instnunent. These amounts shall bear interest at the Note rate frorn the date of disbursement and shall be payable, with such interest, upon notice from Lender to Barrower requesting payment. . If this Secwrity Instrument is on a leasehold, Borrower shall cornply with all the provisions of the lease. If Borrower acquires fee title ta the Property, the leasehold and the fee title sha�l not merge unless Lender agrees to the mergear in writing. 10. Mortgage Insnrance. If Lender required Mortgage Insurance as a condition af rnaking the Loan, Borrower shall pay the premiums required ta rnaintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Tnsurance coverage required by Lender ceases to be available from the rnortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments towazd the premiwns for Mortgage Insurance, Barrower shall pay the premiums requireri to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, frorn an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage lnsurance coverage is not available, Borrower shall continue ta pay to I.ender the amaunt of the sepazately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shail be non-refundable, notwithstanding the fact that the Loan is ulti�nnately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amaunt and for the period ttxat T exider requires) provided by an insurer sel�ted by Lender again becames available, is obtained, and Lender requires separately designated payments towaz�d the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments towazd the prerniums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effe�t, or ta provide a non-refundable loss reserve, until Lender's requirernent for Mortgage Insurance ends in accordance with any written agreernent between Borrower and Lender providing for such ternunation or until termination is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Nate) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party ta the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on ter�t�s and conditions that are satisfactory to the mortgage insurer and the other party (or parties) ta these agreements. These agreernents may require the martgage insurer to make payments using any source of funds that the mortgage insurer ma,y have available (which may include funds obtained from Mortgage Insurance premiurns). NEBRASKA - Single Family - Fannie Mae/Preddia Mac UNIFpRM IN9TRUMENT �-61NE) 1oe111 Psee e of t 5 in�tiais: Form 3028 1/01 '! ; 4 :{�_ . � �