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�oi.007�7� Borrower shall prornptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the payment of the obligation s�ured by the lien in a rnanner acceptable to Lender, but only so long as Borrower is perfornaing such agreement; (b) contests the lien in good faith by, or defends against enforcement of the lien in, legal proceedings which in Lender's opinion operate to prevent the enforcexnent of the lien while those proc�ings are pending, but only until such proceedings are concluded; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender deternunes that any part of the Property is subject to a lien which can attain priority over this Se�urity Instrument, Lender may give Borrower a notice identifying the lien. Within 1p days af the date an which that natice is given, Borrower shall satisfy the lien or take one or xnore of the actions set forth above in this Section 4. Lender may require Borrower to pay a one-tirne charge for a real estate tax veri�cation and/or reporting service used by Lender in connection with this Loan. 5. Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured again.st loss by �re, hazards included within the term "extendetl coverage," and any other hazards including, but not limitesi to, earthquakes and floods, for which Lender requires insurance. This insurance shall be maintained in the amounts (including deductible levels) and for the periods that L,er�der requirea. What Lender requires pursuant to the preceding sentences can change during the term of the Loan. The insurance carrier providing the insurance shall be chosen by Borrower subject to I..ender's right to disapprave Borrower's choice, which right shall not be exercised unreasonably. I...ender may require Bormwer to pay, in connection with this Loan, either: (a) a one-time charge for flood zone deternunation, certification and tracking services; or (b) a one-time chazge for flood zone determination and certi�cation services and subsequent charges each time remappings or similar changes occur which reasonably might affect such determination or certification. Borrower shall also be responsible for the payment af any fees irnposed by the Federal Emergency Management Agency in connection with the review of any flpod zane deterimination resulting from an objection by Borrower. If Borrower fails to maintain any af the coverages described above, Lender may obtain insurance coverage, at Lender's option and Bonower's sxpense. Lender is under no obligation to purchase any particulaz type or amount of coverage. Th�refore, such coverage shall cover Lender, but might or rnight not protect Borrower, �orrower's equity in the Property, or the cpntents of the Property, against any risk, hazard or liability and might p�rovide greater or lesser coverage than was previously in effect. Borrower acknowledges ttiat the cost of the insurance coveragc so obtained might signiflcantly excced the cosf of insurance chat Borrower could have obtained. Any amaunts disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursernent and shall be payable, with such interest, upon notice from Lender ta Borrower requesting payment. All insurance policies required by Lender and renewals of such policies shall be subject to Lender's right ta disapprave such policies, shall include a standard mortgage clause, and shall name Lender as rnortgagee and/or as an additional loss payee. Lender shall have the right to hold the policies and renewal certi�cates. If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiuYt�s and renewal notices. If Borrower obtains any form of insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall narne Lender as rnortgagee and/or as an additional loss payee. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. I.ender rnay make proof of loss if not made promptly by Borrower. Unless Lender and Borrower otherwise agree in writing, any insurance proceeds, whether or not the underlying insurancE was required by I..ender, shall be applied ta restoratian or repair of the Property, if the restoration or repair is economically feasible and Lender's security is nat lessened. During such repair and restoration period, Lender shall have the right to hold such insurance proceeds until I.ender has had an opportunity ta inspect such Property to ensure the NEBRASKA - Single Family - Fannia Mae/Freddie Mac UNIFORM INSTRUMENT �-61NE) losi �1 Paae s or i5 iniiiais: Form 3028 7I07 +�.�� ` � '��'% . ,' .a t" }�J ��fi'