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201D07572 (C) "Lender" is Home Federa1 Savi ngs and Loan Assn of Grand I sl and Lender is a Savi ngs dnd Loan organized and existing under the laws of T h e S t a t e o f N e b r a s k a Lender's address is 221 South Locust St Grand I sl and NE 68$01- Lender is the beneficiary under this Security Instrument. (D) "Trustce" is Arend R Baack, Attorney (E) "Note" m�ans the prornissory note signed by Barrower and dated 0 C t o b e r 13 , 2 O 10 . The Note states that Borrower owes Lender N I N ETY N I N E TH011 SAN D N I N E H U N D R E D AN D 0 0/ 10 0 Dollars (U.S. $ 99 . 900 . 00 ) plus interest. Borrower has promised to pay this debt in regulaz Periodic Payments and ta pay the debt in full not later than N o v e m b e r 1. 2 0 4 0 . (F� "Property" rneans the property that is described below uzxder the heading "Transfer of Rights in the Pmperty." (G) "Loan" rneans the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (Ii) "Riders" rneans all Riders to tk�is Security Instnunent that are executed by Borrower. The following Ridears are tp be executed by Borrower [check box as applicable]: � Adjustable Rate Rider � Condominium Rider 0 Second Home Rider [] Balloon Rider � Planned Unit Development Rider � 1-4 Family Rider � VA Rider � Biweekly Payment Rider � Other(s) [specify] (n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and adrninistrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judiciai apinions. (� "Community Assoclation Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that aze imposed on Borrower or the Property by a candominium association, homeowners association or similar organization. (I� "Electronlc �nds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or sirnilar paper instrument, vvhich is initiated thraugh an electronic ternunal, telephonic instrurnent, computer, or magnetic tape so as to order, instruct, or authori�e a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clea�ringhouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (1Vn "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part af the Property; (iii) conveyance in lieu of condemnatian; or (iv) rnisrepresentations of, or omissions as to, the value and/or condition of the Property. (� "Mortgage L�sarance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. NEBRASKA - Single Family - Fannie MaelFreddia Mac UNIFORM INSTRUMEN7 �-6(NE) �oai �1 PaAe 2 of 15 inrt�ais: Form 3028 1101 �� ��