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2oioo7�ss <br />(C) "Lender" is U. S. Bank N. A. <br />Lender is a Natianal. Association <br />organized a�nd existing under the laws of <br />I.,ender's address is 4801 E'red�rica <br />The United States Of America <br />Street, pwensboro, KY 42301 <br />(D) " Trirstee" is Mr. Thamas Locher <br />2002 Douglas Street, 200 The Omaha Club, Omaha, NE 68102 , <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is <br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary <br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an <br />address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (8$8) 679-MERS. <br />(1� "Note" means the promissory nate signed by Borrower and dated 10 / 0 8/ 2 O 10 . <br />The Note states that Borrower owes Lender Seventy-Three Thousand and 00/100ths <br />Dollars <br />(U.S. $ 73, 000 . 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than Novembar O1, 2030 . <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br />(Fn "Loan" zt�eains the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(n "Riders" means all Riders to this Security Instzvment Chat are executed by Borrower. The following <br />Riders are to be executed by Barrower [check box as applicable]: <br />0 Adjustable Rate Rider � Condominium Rider � Second Home Rider <br />0 Ballaon Rider 0 Planned Unit Development Rider � 1-4 Family Rider <br />0 VA Rider 0 Biw�ekly Payment Rider � Other(s) [specify] <br />(.n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non-appealable judicial opinions. <br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium assaciation, homeowners <br />association or similar organization. <br />(L) "Electronic Ftinds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, ar sirnilar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to oz'der, instruct, ar authorize a�nancial institution to debit <br />or credit an account. Such term includes, but is not limited to, point-of-sale txansfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(11� "Escrow Items" means thase items that axe descxibed in Section 3. <br />(1� "Miscellaneous Proceeds" nneans any compensation, settlement, award of damages, or proceeds paid <br />by any third pa�ty (other than insurance proceeds paid und�r the coverages described in Section S) for: (i) <br />damage to, or destruction of, the Property; (ii) condernnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property. <br />(0) "Mortgage Insuranee" rneans insuxance protecting Lender against the nonpayment of, or default on, <br />the Loan. <br />2200058545 <br />NEBRASKA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT WITH MERS <br />�-6A�N�) �oaio� Page 2 of 15 Initials: � <br />� <br />��� <br />D V6ANE <br />Form 3028 1/�1 <br />