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2oioo7�ss <br />NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: <br />22. Acceleration; Reraedies. Lender shall give notice to Borrower prior to acceleration following <br />Borrower's breach oF any covenant or agreement in t}us Security Instrument (bat not prior to <br />acceleration under Section 18 unless Applicable Law provides otherwise). The notice shall specify: (a) <br />the defaalt; (b) the action required to cure the default; (c) a date, not less than 30 days from the date <br />the notice is given to Borrower, by vvhich the default must be cured; and (d) that failure to care the <br />default on or before the date specified in the natice may resalt in acceleration of the sums secured by <br />this Security Instrument and sale of the Property. The notice shall further infprm Barrower of the <br />right to reinstate after acceleration and the right to bring a court action to assert the non-existence of <br />a default or any other defense oF Borrower to acceleration and sale. If the default is not cured on or <br />before the date speciFied in the notice, Lender at its option may require immediate payment in full of <br />all sums secured by this Security Instrument without further dem�nd and may invoke the power of <br />sale and any other remedies permitted by Applicable Law. Lender shall be entitled to collect all <br />expenses incurred in pursuing the remedies provided in this Section 22, including, but nat limited to, <br />reasonable attorneys' fees and costs of title evidence. <br />If the power aF sale is invoked, Trustee shall record a notice of default in each county in which <br />any part of the Property is located and shall mail copies af such notice in the rnanner prescribed by <br />Applicable Law to Borrower and to the other persons prescribed by Applicable Law. After the time <br />required by Applicable Law, Trustee shall giv� public notice of sale to the persons and in the ►nanner <br />prescribed by Applicable Law. Trustee, without demand on Borrawer, shall sell the Property at <br />public auction to the highest bidder at the time and place and under the terms designated in the <br />notice of sale in one or more parcels and in any order Trustee determines. Trustee may postpone sale <br />of all or any parcel of the Property by public announcement at the time and place of any previously <br />scheduled sale. Lender or its designee may purchase the Property at any sale. <br />Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed <br />conveying the Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth <br />of the statements made therein. Trustee shall apply the proceeds of the sale in the following order: (a) <br />to all costs and expenses of exercising the power of sale, and the sale, including the payment of the <br />Trustee's fees actaally incurred and reasonable attorneys' fees as permitted by Applicable Law; (b) to <br />all sums secured by this Security Instrument; and (c) any excess to the person or persans legally <br />entitled to it. <br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, I.ender shall <br />request Trustee to reconvey the Property and shall surrender this Security Instrument and all notes <br />evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property <br />without warranty to the person or persons legally entitled to it. Such person oz' persons shall pay any <br />recordation costs. L.ender may charge such person or persans a fee for reconveying the Property, but only <br />if the fee is paid ta a third party (such as the Trustee) for services rendered and the charging of the fee is <br />permitted under Applicable Law. <br />24. Substitute Trustee. Lender, at its option, rnay from time to time rernove Trustee and appoint a <br />successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this <br />Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to <br />all the title, power and duties confet7r�d upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to <br />Borrower's address which is the Property Address. <br />2200058545 D V6ANE <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MER <br />�-6A�NE) �oeio� Page 13 of 15 Initials: � Form 3028 1/U1 <br />� <br />I�K'6 <br />